Home Buying in Modesto : Advice

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Derek Jones, Real Estate Pro in 95670
Derek Jones answered:
I am a real state agent trying to find lenders who can provide low down payments for clients who have ITIN numbers
Pick up the phone and start calling or google search it.
0 votes Share Flag Tue Jul 28, 2015 Home Buying in Modesto
Tu_casita, Home Buyer in Modesto, CA
Tu_casita answered:
I have a n ITIN number and need help to refinance in California
yes there are several banks which can help. you just need to have last 2 years, and also need to have a present joy. email me and will gladly give you details. tu_casita@yahoo.com
0 votes Share Flag Tue Jul 28, 2015 Home Buying in Modesto
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
my parents purchased the home i am living in some years ago.
Your parents will be reporting any gain (I can't comment on your numbers) as capital gains and it will be taxable.Perhaps you should consider helping them with the tax liability as in e ... more
0 votes Share Flag Sat Jul 4, 2015 Home Buying in Modesto
Alex Greer, Real Estate Pro in California
Alex Greer answered:
are there any liens on the house at 1733 Idalou Ave Modesto Ca?
You would need to get a preliminary title report from a title company to get that information.

I do not check replies, so if you have a comment or question email me here:
AGreer@The ... more
0 votes Share Flag Tue Jun 9, 2015 Home Buying in 95350
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
How do I buy a house that TD bank owns as a REO and trustee deed?
Hello lisale1, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listin ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Modesto
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
With a pre approval letter from a realestate broker. The USDA guaranty loan that got a GUS denial at 41 days in escrow. Can I win a small claims case?
Hello John, what was the outcome and do you still need financing?

You may qualify for the USDA Rural from a minimum 560 fico score. You may qualify to buy FHA with fico scores betwee ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Modesto
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
If my husban did B/K 7 and also had foreclosure in our first home 2012.Would he qualify for CAFHA,he's credit score is 646.Please advise??
Hello Jane, yes you may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment ... more
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Modesto
Celine Sande…, Home Buyer in Walla Walla, WA
Celine Sanderson answered:
I am the seller - if buyer wont fix a leak in the plumbing until they take ownership what is my responsibility regarding not using sink/washing mach.
It makes sense that the buyer won't fix anything until he takes ownership of the house. Honestly, you might be able to increase the resale value if you include those plumbing repair bil ... more
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 95350
Randy Stoker, Real Estate Pro in Yuba City, CA
Randy Stoker answered:
Thinking of buying multi family investment property(upto 4plex) in and around Modesto area (central valley). Any recommendations for good cash flow??
You won't find much of anything under 200K, better consider $400K or more.
0 votes Share Flag Thu Feb 5, 2015 Home Buying in Modesto
Thomas Martin, Real Estate Pro in 95350
Thomas Martin answered:
I have given up looking for a house or condo because I don't think I can afford one without downpayment
Hello Brenda,

I'm sure you've received some information by now, but if not, there are many new programs to help out buyers. If you or anyone seeing this should be interested, feel f ... more
0 votes Share Flag Thu Dec 18, 2014 Home Buying in 95350
Cheryl Taylor, Renter in Ceres, CA
Cheryl Taylor answered:
How do i find out who owns a house i.am wanting to rent when told someone else owns it?
This is a little late but I am sure someone will find this useful.

First, use this link, http://gis.modestogov.com to access Modesto's GIS tool. There is an search by address icon in ... more
0 votes Share Flag Thu Dec 4, 2014 Home Buying in Modesto
Duane Burrows, Real Estate Pro in 95356
Duane Burrows answered:
there is a house for sale at 1321 gargotto ct., modesto, ca 95355
property is not currently listed for sale
0 votes Share Flag Wed Dec 3, 2014 Home Buying in 95355
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Where can I find site maps of the various condo communities in Modesto, Ca?
I'm not aware of a site map that would list condo communities.

If you do a search for condo's for sale, here on Trulia, the listings do show the complete address for the condo. You ... more
0 votes Share Flag Wed Nov 12, 2014 Home Buying in 95350
ddoranderson, Both Buyer and Seller in Modesto, CA
ddoranderson answered:
How do I find rent to own homes in Modesto?
If you are in search of a rent to own I may have one soon. Email me at ddoranderson@yahoo.com with your contact info. D Doranderson
0 votes Share Flag Sun Nov 9, 2014 Home Buying in Modesto
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
How do I determine the HOA fees for condos vs space rent for mobile homes? Most real estate listings do not state this information.
Space rent for MH park communities are best answered by contacting the park community manager as they tend to adjust upward whence a new tenant moves in.
0 votes Share Flag Thu Oct 2, 2014 Home Buying in Modesto
Valli Lopez, Real Estate Pro in 92021
Valli Lopez answered:
I would like to know if foreclosures are an option for rent to owns?
Hi Amanda,
My company has rolled out a product that allows people to rent to own. So, rather than look for the property to allow it, you look for any property that is for sale and off ... more
0 votes Share Flag Fri Sep 19, 2014 Home Buying in 95354
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
How are first-time home buyers who can only qualify for homes valued at $150,000 or below supposed to compete with investors who swoop in with cash?
It can be difficult. But #1 have a good buyers agent that has relationships with lots of listing agents. Keep trying. The number of cash investors has been declining.
0 votes Share Flag Fri Sep 5, 2014 Home Buying in Modesto
Shirley Andr…, Real Estate Pro in Modesto, CA
Shirley Andriopoulos answered:
have we hit the bottom in stanislause ?
Hi Rosie,
I believe Stanislaus County is seeing very limited inventory right now but the market has been steady for several months. It has slowed down a bit since last year where forec ... more
0 votes Share Flag Tue Jul 15, 2014 Home Buying in 95356
Rick McGrath, Real Estate Pro in Modesto, CA
Rick McGrath answered:
would you buy a 3 BR condo? or 3 BR single home?
Great question. It depends. If you are thinking of keeping the condo for a very long time, it may make sense. However, if you are thinking resale value you may want to consider the s ... more
0 votes Share Flag Sun Apr 20, 2014 Home Buying in 95356
Rick McGrath, Real Estate Pro in Modesto, CA
Rick McGrath answered:
How do we figure out how much home insurance to buy?
Typically most properties are insured based on replacement value. Contacting several Insurance agents for quotes you can compare coverage vs cost.
0 votes Share Flag Sun Apr 20, 2014 Home Buying in 95356
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