92694 : Advice

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Mayailaa, Home Buyer in Fremont, CA
Mayailaa answered:
How much are typical escrow and title fees for a $450k condo in SoCal? Loan 400K
The cost of this policy is $3.75 per $1,000 of the loan amount for the first $250,000 and $3.25 per $1,000 from $250,000 to $500,000, and $2.75 per $1,000 from $500,000 to $1,000,000. M ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 92694
Tom Bertog, Real Estate Pro in Ladera Ranch, CA
Tom Bertog answered:
Which community would be better for a 50ish female looking for a freindly ,social neighborhood ? Coto or Ladera?
Life in Coto is much more private than in Ladera. If you are primarily looking for a community that hosts frequent social gatherings I think Ladera Ranch would be an easier group to joi ... more
0 votes Share Flag Mon Feb 2, 2015 Home Buying in 92694
Dave Gubler |…, Real Estate Pro in Foothill Ranch, CA
Dave Gubler | Broker answered:
Last week a house on this site and it had been listed for almost 90 days. Today,it says its been listed for only 3 days, and is a NEW listing.WHY?
Multiple reasons are possible ivermor. It would be best to provide the actual address and we can easily determine why. Some possible explanations are... home is now listed by a differ ... more
0 votes Share Flag Mon Apr 28, 2014 Foreclosure in 92694
nktokyo, Home Buyer in New York, NY
nktokyo answered:
So confused on where to live in OC! What are good places for families w/3 kids (15, 12 and 11) that is interesting and has character.?
Thank you for your help. We have a wonderful agent who came to us via recommendation. I'm excited but a little nervous about moving to OC. I'm a Democrat and one who hates the fl ... more
0 votes Share Flag Tue Apr 8, 2014 Home Buying in 92694
Patricia M W…, Real Estate Pro in Ladera Ranch, CA
Patricia M Woods answered:
I want to buy a SFR with intentions of keeping my Condo as a rental income. How do I get mortgage approved? Both properties would be in Ladera.
Thanks for your question Hemath! Do you have any investment property besides the condo now? The loan qualifications depend on whether you have a two year history as a landlord reflect ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in 92694
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
I sold my house in 2011 w adds on balconies. HOA is going after the current owner to remove. Can current owner came after me to remove it?
I agree with others here that you should consult with an attorney regarding this.
0 votes Share Flag Thu Feb 6, 2014 Home Selling in 92694
Thom Colby 8…, Real Estate Pro in Irvine, CA
Thom Colby 888-391-5245 answered:
Coming out of a foreclosure and need a rental. Looking for an agent who is ready and willing to help with this situation!
Indi -
Congrats and wishing you the very best as you move forward !

Thom Colby
Broker / Owner
BRE# 01398570
Moving Lives Forward (TM)
0 votes Share Flag Fri Jan 10, 2014 Rentals in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
Do you know a deal when you see one?
The best deal is the one you can walk away from!

Dr. Larry Webb, MBA
Broker Associate - REALTOR
(714) 222-1465
Century 21 Fine Homes and Estates
Ladera Ranch
CalBRE# 01413405
... more
0 votes Share Flag Sun Jan 5, 2014 Home Buying in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
I have heard that Ladera has high Hoa fees and mellow Roos. How much extra does that add on to taxes and P&I payments?
I'd be happy to help. Each property is unique. Let me know the particular property you are interested in and I will run the numbers for you...

Dr. Larry Webb, MBA
Broker Associate/A ... more
0 votes Share Flag Wed Dec 18, 2013 Home Buying in 92694
Matt Allsopp, Real Estate Pro in Tustin, CA
Matt Allsopp answered:
90%LTV, $1.2M purchase price in the OC, 3 years since short sale, middle FICO is 730, any solutions?
We can do a High balance first to $625,500 and a Heloc second for an additional $350k up to 89.99% CLTV.

That is as close as you will get because a portfolio Jumbo loan will not be a ... more
0 votes Share Flag Tue Oct 15, 2013 Home Buying in 92694
Mary Lou Ada…, Real Estate Pro in Mission Viejo, CA
Mary Lou Adame-martinez answered:
What city is better for a family Ladera Ranch or Coto De Caza?
Definitely Ladera ranch. Let me know if you are still looking? I have a client who is interested in selling their 3 br town house.
0 votes Share Flag Sun Oct 6, 2013 Home Buying in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
If I get approved for a Short Sale by Flag Star Mortgage for $100k less than I owe, how do I make sure I'm not taken to court for the remainder?
The best advice is to consult with appropriate legal counsel. REALTORs are not legal advisors and some in this thread have given you the best answer....highly recommend you consult with ... more
0 votes Share Flag Wed Jul 17, 2013 Home Selling in 92694
Larry Webb,…, Real Estate Pro in 92694
Larry Webb, REALTOR, PhD, MBA answered:
how much is escrow?
Hi Zandro, Those that have specified exact numbers in their responses may not fully understand the escrow process. There are too many variables to provide you an exact answer. Your best ... more
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 92694
Karen Parson…, Real Estate Pro in Laguna Beach, CA
Karen Parsons-Fiddler answered:
Does anyone know if we can get guest access to the MLS in Lake Arrowhead without joining the board up there?
Nope....it's a closed MLS. I have a home there. You might be able to get some cooperation from an agent there for a split and also there are quite a few listings in the MLS, but not all ... more
0 votes Share Flag Fri Aug 10, 2012 Agent2Agent in 92694
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Are any agents using Twitter? Is it generating any viable real estate leads?
I wonder, since aksing this question almost 3 years ago what Rachel's opinion of twitter is now..........Rachel? Are you still here reading this?
0 votes Share Flag Sun Jul 8, 2012 Agent2Agent in 92694
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