Mishawaka : Real Estate Advice

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Jamie Hartzke, Home Buyer in South Bend, IN
Jamie Hartzke answered:
Can I go after a mortgage company who did not catch that my buyers had a judgement?
I received a copy of the pre qualification letter that said credit was ran back on October 29. I just don't understand how after almost 3 months this all comes to light. The lender ... more
0 votes Share Flag Fri Jan 29, 2016 Home Selling in 46545
Nate, Home Buyer in Mishawaka, IN
Nate asked:
What is the best first time home buyer program currently available? I've found South Bend's CHC program. As well as the programs listed here: http://www.in.gov/ihcda/2421.htm

Are there any others? If I was able to qualify for all the programs listed which…
0 votes Share Flag Thu Oct 1, 2015 Home Buying in Mishawaka
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
Can I buy a home with a credit score of 616?
It's not as simple as just throwing a credit score out there, but 616 would generally meet the minimum requirement for an FHA loan. Some lenders though have a higher cutoff - 620 or 640 ... more
0 votes Share Flag Wed Sep 30, 2015 Home Buying in 46544
Lauras70.ls, Home Buyer in Ellenwood, GA
Lauras70.ls answered:
on a rent to own home who's responsible for the homeowners insurance? and can i be evicted for not supplying it
I rent to own and I don't have renter insurance but the home owner has insurance. The utility building burned down with our washer and dryer and freezer,tools and etc. Can they he ... more
0 votes Share Flag Mon Aug 17, 2015 Home Buying in 46544
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
do wood burning stoves increase or decrease a home's value?
In my experinece they are neutral neither increasing or decreasing a home's value in any meaningful way. In some parts of the country where winters are severe they increase it but to su ... more
0 votes Share Flag Mon Aug 10, 2015 Home Buying in Mishawaka
Lindsay, Both Buyer and Seller in Goshen, IN
Lindsay asked:
Common Park Area - what is it and what can I do with it? After purchasing my home 5 years ago, I inquired about an adjacent lot which is labeled "Common Park Area." I found the taxpayer and he quit claimed the deed to me, so I am now…
0 votes Share Flag Mon Apr 27, 2015 Home Selling in 46545
Peggy Yee, Real Estate Pro in Vienna, VA
Peggy Yee answered:
Can I rent a house with bad credit?
Depends on the landlord. Some have minimum requirements for credit scores, but if you have a stable job and good past references they may be willing to rent to you. They might also as ... more
0 votes Share Flag Mon Dec 29, 2014 Home Buying in Mishawaka
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
How does rent to own work?
Sherica,
Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are ... more
1 vote Share Flag Mon Dec 29, 2014 Home Buying in Mishawaka
Richard Yopp, Home Buyer in New York, NY
Richard Yopp asked:
No more houses for Bloomington,in Only show for 47545
0 votes Share Flag Tue Aug 26, 2014 Home Buying in 46545
Jewaldmsnrn, Home Buyer in Granger, IN
Jewaldmsnrn answered:
REO bank-problems:foreclosed home, our 1st check was accepted then had to be cashiers check. NOW cannot get appraisal w/o utilities. REO refuses.
More information to my question--- why is it so difficult to just buy a foreclosed home? Seems that we cannot get a straight answer. The house was winterized and all utilities shut off, ... more
0 votes Share Flag Mon Jun 30, 2014 Foreclosure in 46544
Kathy Klinger, Real Estate Pro in Fort Wayne, IN
Kathy Klinger answered:
are there any new homes for sale in Mishawaka?
Yes we are building new homes. You can contact me, Kathy Klinger with Granite Ridge Builders @ kklinger@graniteridgebuilders.com or 260-433-9858.
0 votes Share Flag Sun Feb 2, 2014 Home Buying in Mishawaka
Kimberly Mur…, Real Estate Pro in MISHAWAKA, IN
Kimberly Murrell answered:
I want to move to the mishawaka area but hear the property taxes are really high. As a senior citizen, are mortgage exemptions that will help offset
HI Sam, Did you get the answer you needed regarding taxes? I would be happy to help you with your tax questions and help you find the right home for you. Please feel free to call or ema ... more
0 votes Share Flag Fri Jan 31, 2014 Home Buying in Mishawaka
Kimberly Mur…, Real Estate Pro in MISHAWAKA, IN
Kimberly Murrell answered:
WHEN CAN WE TAKE A LPK AT THIS HOUSE?
Hi Thomas, were you able to take a private tour of the home? I would be happy to help. Please feel free to call me 574-276-4275
0 votes Share Flag Fri Jan 31, 2014 Home Buying in Mishawaka
Kathy Klinger, Real Estate Pro in Fort Wayne, IN
Kathy Klinger answered:
My wifes credit is at 740 but she only makes a little over 800 a month can we get approved for a home loan?
There are programs with the USDA that might work. Please email me at kklinger@graniteridgebuilders.com
0 votes Share Flag Sat Dec 28, 2013 Home Buying in Mishawaka
Stephanie We…, Real Estate Pro in Mishawaka, IN
Stephanie Weldy answered:
how hard is it to get the loans?
You can get an FHA 203 loan to fix the house up. Then the cost of the work is included in your loan. Let me know if you would like more information.
0 votes Share Flag Fri May 31, 2013 Home Buying in Mishawaka
Shanna Rogers, Real Estate Pro in Murrieta, CA
Shanna Rogers answered:
can u get a mortgage to buy a hud home or does it have to be cash?
Hi Brenda,

You can use a loan for HUD homes - including FHA. The price listed for the HUD home is the FHA appraised value so if you are using an FHA loan you may not have to pay for ... more
0 votes Share Flag Fri May 10, 2013 Home Buying in Mishawaka
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