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This is my insurance broker... he also happens to work for my company but I don't get a kickback and I don't get a discount because of his affiliation.
Edina Realty insurance
6800 France Ave S, Suite #170
Edina, MN, 55435
Direct Line: 952.928.5602
Main Office Line: 952.928.5600... more
We all make mistakes. But there are certain mistakes that we can avoid. Especially mistakes that follow you areound for a lifetime.Buying a home is the biggest financial investment most of us will ever
"How much money do you need? This is a really important question you need to ask before you buy a home. There are many different fees but most are grouped into closing costs so let look at them
This is a REALLY good question! It's always smart to talk about all of the different kinds of insurances associated with the purchase of a home.
There's mortgage insurance, title insurance, flood insurance (sometimes), home warranty (kind of like insurance) and mandatory home hazard insurance.
I assume you're purchasing a single family home and not a townhouse or a condo, is that correct??
If so, you needn't purchase any "special" policy. Just a regular hazard insurance policy is what's needed. I would make a few calls to some local insurance agents to get some different quotes about specific policies and what they cover AND, how much the premium costs. Usually, on an FHA loan, it will be required for you to escrow that money and pay for it in your monthly mortgage payment to the lender.
Good luck!!!!!... more
A bank-owned foreclosure can be a great deal sometimes because the bank owns it and is paying for all of the upkeep and property taxes. As opposed to a short sale transaction, the selling bank has a
What is Title Insurance? Title insurance helps provide home buyers and/or mortgage lenders protection against losses resulting from unknown defects in the title to your property that existed before the
I am not an expert on this, but I believe that police calls on the property would be a matter of public record... you should only have to go down to the police station and ask.
As for insurance, there is a C.L.U.E. Personal Property Report that you can order however it is not free: http://www.choicetrust.com/servlet/com.kx.cs.servlets.CsServlet?channel=welcome&subchannel=clue
If all else fails, you could contact the Minnesota Department of Commerce, who handles the insurance industry, and they could point you in the right direction: http://www.state.mn.us/portal/mn/jsp/home.do?agency=Commerce
Hope this helps.... more