I don't know any in that area. I know my sister has been doing some research though. It's always a good idea to check with friends and neighbors and see what they suggest. You should also research the agents that have been suggested. http://www.ianhewitt.com.au... more
Mortgage lenders require homeowners to carry homeowners insurance. There are a number of reasons for this but the most important one is that your lender will want your home rebuilt in case of catastrophe.
Your lender's mortgage is collateralized against the home, after all. Without the home, the mortgage has little value. By requiring homeowners to carry insurance for at least the cost of rebuilding the home, then, the lender and homeowner are both protected from disaster.
Proper coverage will protect against foreclosure after a tornado, hurricane, or earthquake, as examples.
Fine all Homeowners Insurances here: http://fhamortgageinfo.com/... more
Having dealt recently with the Dept. of Commerce, I will tell you that they are swamped. The recent onslaught of mortgage and apprasial fraud claims has them busy. I don't know the severity, nor the type of fraud you are referencing, but know going in, that is one busy government agency.... more