Hi, There are several neighborhoods in St Paul that meet the criteria you are looking for, to name a few; Como Park (see my listing at 935 Iowa Av), Highland & Summit Hill. It depends on the price range & style of home you are looking for. What's you main criteria for a house? My name is Kari Olson & I'm a Realtor that works & lives in St Paul. I'd be happy to show you around the neighborhoods and help you find a home that fits your needs. When will you be in town? You can reply to this message with contact info or you can check me out on Trulia or other social media & contact me that way. Kari... more
If the house isn't too big, installing duct work shouldn't be too expensive. It depends on a lot of different factors, though. I think the best thing for you to do now is to get an estimate for the air conditioner and then try to compromise with the seller on the price. http://kasselac.com... more
If you are a for sale by owner the post is not allowed; if and when you do list with a broker, ask your agent to post the listing, or consider any flat fee realty company that feeds into the site....... more
We typically charge one side of the commission if we sell something off market, so that would be half. You should negotiate with the agent and decide whether or not it's worth just putting on the market in order to attract other buyers. If this buyer bought it so quick don't you think others will? You are in the drivers seat because it hasn't even been listed yet.
One of the first things that is done is to get a FHA case number and when they do, it would show if you qualified for the program or not. It would be inconceivable and almost impossible for anyone to completely process a FHA streamline without having a case number assignment that clearly shows the UFMIP and MIP amounts unless your loan officer is clinically brain dead!
Click here for more information: http://fhamortgageinfo.com/case-number/... more
Mortgage lenders require homeowners to carry homeowners insurance. There are a number of reasons for this but the most important one is that your lender will want your home rebuilt in case of catastrophe.
Your lender's mortgage is collateralized against the home, after all. Without the home, the mortgage has little value. By requiring homeowners to carry insurance for at least the cost of rebuilding the home, then, the lender and homeowner are both protected from disaster.
Proper coverage will protect against foreclosure after a tornado, hurricane, or earthquake, as examples.
Fine all Homeowners Insurances here: http://fhamortgageinfo.com/homeowners-insurance/... more
most likely not. Home equity loans are often tougher to get because they are not backed by Fannie Mae or Freddie Mac. It's going to be a couple more years before you can even get a primary mortgage. Most lenders will require 4-7 years after a short sale to get any type of home equity loan.... more
Are you a contractor? I think that's a viable business plan, but you're better off building a relationships in person. I'm assuming you have a local area that you service-- it wouldn't be hard to connect with realtors who also work in that area. If you do high-quality work, you can get a lot of referrals from realtors because they go through clients so quickly. http://www.taylorsitedevelopment.com/services.html... more