55407 : Advice

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Cody Anderson, Real Estate Pro in Minneapolis, MN
Cody Anderson answered:
I just closed on a home. I asked for the window treatments to be included and when I got there after the signing, the were not there. Can I get them?
This is something you look for during the final walk through. Glad it didn't turn out to bad for you! Congrats on the purchase!
0 votes Share Flag Thu Mar 27, 2014 Home Buying in 55407
Ken Carpenter, Real Estate Pro in Plymouth, MN
Ken Carpenter answered:
I closed on my house today. Is there a grace period for the buyer in Minneapolis?
In Minnesota we do not hold escrow after closing like many other states. Unless your contract specified otherwise, you own the home the day of closing.
0 votes Share Flag Wed Nov 27, 2013 Home Selling in 55407
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I signed a contract today - to purchase a home in Minneapolis. Is there a grace period to change your mind?
You just set the record for "Buyer's Remorse"!
1 vote Share Flag Thu Jul 18, 2013 Home Buying in 55407
Dean Gupta, Real Estate Pro in Minneapolis, MN
Dean Gupta answered:
I have heard that some real estate profs are putting in offers on hud homes with no intention of fulfilling the purchase.
If the realtor who is putting up the offer and knew that the buyers will not fulfill their obligations, then the realtor could loose the licence. And th buyer will loose their earnest m ... more
0 votes Share Flag Thu Jul 18, 2013 Home Buying in 55407
Dean Gupta, Real Estate Pro in Minneapolis, MN
Dean Gupta answered:
Is it worth hanging onto a duplex for a while,even if I have to supplement the rent?
Rents are increasing. Income properties are in good demand. The investors buy such duplex all the time. If you find an investor who is ready to pay 20% down, then their rental income co ... more
0 votes Share Flag Thu Jul 18, 2013 Home Selling in 55407
Jeff Byrd, Real Estate Pro in Minneapolis, MN
Jeff Byrd answered:
the home i want to but is a fannie mae, the mls report say they only accept cash / rehab loans. i have a conventional loan. where do i go from here?

The FHA 203(k) Streamlined Mortgage is an excelent product when done by the right loan officer. I have yet to have heard of one done by my loan officer take over 35 days ... more
0 votes Share Flag Thu Mar 21, 2013 Financing in 55407
Stephanie Fox, Real Estate Pro in Minneapolis, MN
Stephanie Fox answered:
Looking for a house good area under 75.000 I am bank approved
There are a number of homes in this range. If you have fixer-upper skills, you can get a real deal. Some homes need only cosmetic work but others need more extensive work. If you are a ... more
0 votes Share Flag Wed Jun 13, 2012 Home Buying in 55407
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence 727.420.4041 answered:
I am looking for a home in a warm climate under $80,000. Where would I find this?
Lots of great places to look.
Here is the link to a commuity website for Dunedin, Fl.
Two years ago money magazine identified Dunedin as America's most affordable waterfront city ... more
0 votes Share Flag Thu Dec 29, 2011 Home Buying in 55407
Shawn Rosa, Real Estate Pro in Basking Ridge, NJ
Shawn Rosa answered:
Unfortunately, my wife lost her job, our house is going to foreclosure. Can we get a new mortgage loan if we have 70% for downpayment?
Aside from trying to obtain a mortgage for another home purchase, consider whether buying another home is a smart move. Your wife lost her job and you will soon be foreclosed on your cu ... more
0 votes Share Flag Thu Dec 8, 2011 Home Buying in 55407
Jeffery Jasp…, Real Estate Pro in Wayzata, MN
Jeffery Jasper answered:
What is the risk with buying bandruptcy homes as compared with Foreclosed homes/pre-foreclosure?
There is always some degree of risk when purchasing a property obtained from the seller in a less than willing fashion. You should use a Real Estate professional knowledgable in this pr ... more
0 votes Share Flag Sat Nov 5, 2011 Home Buying in 55407
Sandra Price, Real Estate Pro in 03253
Sandra Price answered:
Rent while waiting to close on my house?
Because this question is so old the answers are only relevant for another buyer who may have the same question. As others have said, banks will not usually let buyers move in before th ... more
0 votes Share Flag Fri Nov 4, 2011 Home Buying in 55407
Gregory Carr…, Real Estate Pro in Laguna Niguel, CA
Gregory Carruthers -MBA, e-Pro answered:
If i do a short sale on my rental property-has a 1st & 2nd mortgage & is underwater - will i be taxed by IRS on deficiency's &
You should still proceed with a short sale. It will be better for your credit and allow you to purchase another home in the future more quickly than with a foreclosure on your record. I ... more
0 votes Share Flag Thu Nov 3, 2011 Foreclosure in 55407
Celeste Chism, Real Estate Pro in Crossville, TN
Celeste Chism answered:
Why are only some foreclosures listed on MLS. We see some on zillow.foreclosure and some on trulia. Can foreclosed homes be toured ?
Some of the foreclosure homes may not be listed with a real estate agent. In our office we post all our listings in the MLS. Banks or other type lenders may not place them in the MLS wi ... more
1 vote Share Flag Thu Nov 3, 2011 Home Buying in 55407
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
Well known Arizona law professor/expert thinks if you are way underwater on your home loan people should let go to foreclosure.
This isn't an ethical question at all. I wish scofflaws would be scarlet lettered and made to pay back every penny, photos and names in the newspaper and registered like sex offen ... more
1 vote Share Flag Tue Oct 25, 2011 Foreclosure in 55407
Valencia Phi…, Real Estate Pro in Murfreesboro, TN
Valencia Phillips answered:
Looking for a house to buy under 80,000 in good condition in good neighborhood need a pro agent to help me find one
It is great you are asking for assistance. If you are not working with realtor, you need one who will be able to guide you though the process of finding you right home for you. Especi ... more
0 votes Share Flag Sun Jan 17, 2010 Home Buying in 55407
Lou Tran, Real Estate Pro in Burnsville, MN
Lou Tran answered:
Please help!!! Closing at 9am this morning!!!!
Hello Kate,

If the date and time is set for closing the HUD should be signed on time. The REO agent representing countrywide should have the keys. You need to contact the REO listi ... more
0 votes Share Flag Wed Sep 16, 2009 Home Buying in 55407
Tammy Davis, Real Estate Pro in 95023
Tammy Davis answered:
Judgments found in title work! Help!
First...don't panic, I know it's easy to do when you are down to the wire. But this can happen, especially in the kind of market we are in...with foreclosures and short sales, if people ... more
0 votes Share Flag Mon May 18, 2009 Home Buying in 55407
Candice, Home Seller in Minneapolis, MN
Candice answered:
Typical Countrywide time frame?
we are dealing with Countrywide as well--and it took them about a month and a half to respond (on a short sale) and we are closing in a month from now.
0 votes Share Flag Tue Mar 17, 2009 Home Buying in 55407
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