Foreclosure in Mililani : Advice

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Thom Colby 8…, Real Estate Pro in Irvine, CA
Thom Colby 888-391-5245 answered:
Bankruptcy attorney is no help. He got his $$. Any ideas on how to eliminate my liability on HOA dues & Property taxes until bank decides to?

The HOA fees remain with the property as do the taxes. It's likely no one will buy this property unless those items are cleared. Further, a Deed in Lieu is a good alternat ... more
0 votes Share Flag Mon Jul 15, 2013 Foreclosure in 96789
Caroline Mil…, Real Estate Pro in 96817
Caroline Miller.808.630.9396 answered:
I declared bankruptcy in Dec 2009, final Feb 2010. I am still getting bills for the HOA. Am I still liable? How do I quitclaim property back to bank?
Aloha. I am very familiar with your situation, and yes HOA dues do not get dismissed! However, the HOA's can be settled in a short sale. Often times your BK attorney will not an ... more
0 votes Share Flag Mon Jan 24, 2011 Foreclosure in 96789
Oahureo Hula…, Real Estate Pro in Honolulu, HI
Oahureo Hulahomes by Realty Executives Oahu answered:
Who is responsible for the delinquent maintenance fees on a condo when the condo is foreclosed or sold in a short sale?
Yes , that is true HOA will and can foreclose on delinquent fees and even hold up a sale . However , we are ( legislative bill 2011) working on changing the time line to deficiency judg ... more
0 votes Share Flag Fri Jan 21, 2011 Foreclosure in Mililani
Bob Movin-On, Real Estate Pro in Hartford, CT
Bob Movin-On answered:
Can the amount of deficiency as a result of a foreclosure or deed-in-lieu of foreclosure be claimed in bankruptcy?
Yes as long as the deficiency accrues before the filing of the bankruptcy.

Bob Patrick
Buy a home after foreclosure, short sale, deed-in-lieu-of or bankruptcy expert
0 votes Share Flag Thu Oct 7, 2010 Foreclosure in Mililani
Earl Boyer, Other/Just Looking in Cedar City, UT
Earl Boyer answered:
Can an owner be responsible for any balance concerning their property that has been foreclosed the non-judicial way?
The best answer is possibly. Some states allow a lender to pursue a Deficiency Judgment, the lender sues for the difference between what is owed and the amount they receive in the sale. ... more
0 votes Share Flag Fri Aug 13, 2010 Foreclosure in Mililani
Frank Diaz M…, Real Estate Pro in Honolulu, HI
Frank Diaz MBA/RA 808.723.0900 answered:
Who is responsible for property taxes on a condo that is being foreclosed?
Hi Honugirl,

No one really has to pay them (to a certain point), since they have to paid to transfer title. Normally the impound account, or escrow that was built up pays them. The c ... more
0 votes Share Flag Thu Aug 12, 2010 Foreclosure in Mililani
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