Home Buying in Milford : Advice

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MichelleMorg…, Real Estate Pro in Hallandale, FL
MichelleMorgan1 answered:
Should I do a FHA or conventional mortgage. Which is better?
FHA MORTGAGE LOANS HAVE MINIMAL DOWN PAYMENT AND CLOSING FEES:
http://www.florida-mortgage-lenders.com/

Down payment only 3.5% of the purchase price.
Gifts from family or Grants ... more
0 votes Share Flag Mon Apr 20, 2015 Home Buying in Milford
Burton Carys, Real Estate Pro in 06033
Burton Carys answered:
We are an African American family and plan to move to Milford. We have tried to meet residents, but we just find it difficult to meet people help!
Purchasing a house is not an easy task. There will be lots of problem that you need to cope up to buy a good house. For first time buyer, it is essential to remember certain factors. So ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in Devon / Walnut Beach
Lender-Eric…, Real Estate Pro in Milford, CT
Lender-Eric Khan answered:
Is my income more valuable than my credit score?
Most lenders today have minimum credit score requirements and they cannot be offset by income or assets.

580 Fico score is the lowest acceptable credit score I'm aware of for FHA fin ... more
0 votes Share Flag Thu Jun 19, 2014 Home Buying in 06461
Jill Carini, Real Estate Pro in Connecticut
Jill Carini answered:
How do buy a house that might have a lien?
The Lien will be paid by the proceeds of the loan. So if u buy the property the seller will pay off the lien at closing
0 votes Share Flag Fri Mar 28, 2014 Home Buying in Milford
clewicke, Other/Just Looking in Milford, CT
clewicke answered:
What would one expect to pay per square foot for rental property...say a studio, or a small one bedroom, near the Green?
Sorry too.... thought the words 'studio or 1 bedroom' indicated residential property, and I did write near the Green (say within a block) and therefore, a short walk to the train. I'm l ... more
0 votes Share Flag Thu Mar 13, 2014 Home Buying in Milford
Patty Weyant, Real Estate Pro in 06477
Patty Weyant answered:
I am trying to get insurance for a home in Milford CT 400 ft from the LI Sound. Are there companies writing policies not requiring shutters?
Yes there is a insurance company that doesn't require shutters. I live in Milford and live up from the water. I had a hard time to find insurance with a low premium. The name of the com ... more
0 votes Share Flag Sun Feb 23, 2014 Home Insurance in 06460
Fritz Walter, Real Estate Pro in Connecticut
Fritz Walter answered:
I want to see 118 gulf st # 6
Want a trustworthy local lender with excellent customer service?

Want a low rate in addition to low fees or no fees?

Want to close quickly?

Want access to decision makers that ... more
0 votes Share Flag Mon Dec 23, 2013 Home Buying in 06460
Ken D'Ademo,…, Real Estate Pro in 06460
Ken D'Ademo, GRI,CDPE answered:
When is the open house for 10 Trolley Cir?
Hi Sherry,
Why are you waiting for an Open House? Are you a ready, willing, and able buyer or just looking? If you are ready to purchase, you should hire a REALTOR to represent you ... more
0 votes Share Flag Mon Dec 9, 2013 Home Buying in Devon / Walnut Beach
Fritz Walter, Real Estate Pro in Connecticut
Fritz Walter answered:
i am interested buying foreclosure home on magnolia road and and on acorn lane milford ct,i dont know the procedure for forclosure house
Hi Shilpa, let me know if I can be any help with the financing. I can provide you with a free rate quote and preapproval if you qualify.

All the best,

Fritz
0 votes Share Flag Thu Sep 19, 2013 Foreclosure in Parkway / Wheelers Farm Road
Fritz Walter, Real Estate Pro in Connecticut
Fritz Walter answered:
we want to buy a foreclosure property and rent it out,but the big question is how to find foreclosure property in milford,ct.?
The Milford Realtors on Trulia are excellent so I know that you will find a solid investment property. If you are still in need of a mortgage or a competitive rate I have an A+ rating ... more
0 votes Share Flag Fri Aug 23, 2013 Investment Properties in Milford
Christine Lo…, Real Estate Pro in Woodbridge, CT
Christine Lovejoy answered:
What would be a fair price to offer 15 Anderson Avenue, Milford CT 06460 and which is a better beach community Laurel Beach or Woodmont?
One of the wonderful things about Milford is that it has "grown up" through its neighborhoods and each neighborhood has its own personality. I lived in town for 12 years and found that ... more
0 votes Share Flag Thu Aug 22, 2013 Home Buying in Milford
Christine Lo…, Real Estate Pro in Woodbridge, CT
Christine Lovejoy answered:
I signed a contract to purchase a condo. The seller did not disclose that this property was a short sale. The seller purchased a second home after
If the short sale is approved, it means that the seller had sufficient reason to move (a job transfer would be considered sufficient reason for instance). Perhaps the seller did not rea ... more
0 votes Share Flag Thu Aug 22, 2013 Home Buying in Milford
David Carr, Real Estate Pro in New Haven, CT
David Carr answered:
I am interested in an investment property in Milford. I need to know what the turn around time is to rent a 2 br apt and monthly rental amount?
A tenant can take posession on the day agreed on the lease, so if you advertise on Monday, show the property on Wednesday, run credit w/references on Thursday, the tenant could move in ... more
0 votes Share Flag Fri Mar 29, 2013 Investment Properties in Milford
Christine Lo…, Real Estate Pro in Woodbridge, CT
Christine Lovejoy answered:
Is it possible to get pre-approved for a homeloan without revolving dept being included? The dept would be paid off when I sell my current residence.
Speaking directly to a mortgage professional is the best way to have your questions anwered regarding mortgage. There may be a way around this in that you can sell your property, pay yo ... more
1 vote Share Flag Thu Mar 7, 2013 Home Buying in 06460
Ken D'Ademo,…, Real Estate Pro in 06460
Ken D'Ademo, GRI,CDPE answered:
I used to live there as a kid. I'm 14 and saving up for it already. Will 933 East Broadway still be there in 5 years? I'll pay anything.
Congratulations on setting your goals. Will 933 East Broadway still be there in 5 years? While no one has a crystal ball, it is likely it will still be there, currently there are no pl ... more
0 votes Share Flag Fri Jul 27, 2012 Home Buying in Downtown / Harbor / Post Road South
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
should I pay points or not pay points when getting a mortgage.?
Everyone gave good info below. Dan and especially Richard hit the nail on the head.

To make a small addendum to Richard's post: Points paid on a purchase under the current tax ... more
0 votes Share Flag Wed Oct 26, 2011 Home Buying in Milford
Ken D'Ademo,…, Real Estate Pro in 06460
Ken D'Ademo, GRI,CDPE answered:
how can i find out if a property has a mortgag on it?
Hi Mustce,
There are a couple of ways to find out, one is to go through the books at town hall, but, with the address you can get the book and page number, from http://data.visionappra ... more
0 votes Share Flag Wed Feb 23, 2011 Home Buying in Milford
J, Real Estate Pro in Milagro, NM
J answered:
Would I lose value if I converted a two car garage into an office in Ct. region?
JUST A FOLLOW-UP...PAY A GOOD CONTRATOR AND FINISH WHAT YOU START. I SEE FAR TOO MANY CHOPPY HOMES AND THEY ARE THE EXACT HOMES THAT DON'T SELL AND BECOME DISTRESSED ASSETS...JOE
0 votes Share Flag Wed Jan 19, 2011 Home Buying in Woodmont
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