Financing in Middletown : Advice

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Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
2 References were made about hard money lenders. What do you mean? Thanks.
Hard money lenders generally need at least 25-30% down. Not 40% or more.
0 votes Share Flag Fri May 8, 2015 Financing in 10940
Deborah Warn…, Real Estate Pro in Woodcliff Lake, NJ
Deborah Warner answered:
Is it possible to get a small loan (50,000) with no credit or with a co applicant that has good credit?
There are some private lenders who will give you a loan. Usually your credit score needs to be close to what a mortgage broker would want. You can have a co-applicant with good credit. ... more
0 votes Share Flag Tue May 21, 2013 Financing in Middletown
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
We bought our house in 2007 with SONYMA assitance and low interest rate. Now we would like to refinance. What should we do?
If your interest is already low, it may not make sense to refinance--without knowing any details, your current interest rate, etc., do consult with your lender and or any qualified loa ... more
0 votes Share Flag Thu Jul 22, 2010 Financing in 10940
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
I plan to file for bankruptcy and was wondering if I foreclose on my house, will banks give me a loan to purchase another house if I put a large down
You may be able to find a seller to carry the note for you with a large down payment despite the foreclosure being on your record. Otherwise you will have to go with a hard money lende ... more
0 votes Share Flag Sat Jul 17, 2010 Financing in 10940
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
FHA Home Improvement Loan
No. You must refinance your current mortgage if you want an FHA 203(k) Rehabilitation loan. Basically, you are taking out a new mortgage that must be in first lien position when recorde ... more
0 votes Share Flag Thu Mar 25, 2010 Financing in Middletown
Watfaith, Home Buyer in New York, NY
Watfaith answered:
Has anyone went through the NACA program in New York??
No but I will to go to the New York
,one to learn about it more
0 votes Share Flag Sun Jan 31, 2010 Financing in Middletown
Peacful, Home Buyer in 10940
Peacful answered:
Quick question - Which is the better option? Paying closing costs vs. seller concessions/making a. larger down payment?
Thanks All! I've decided to go with option 2. I'm still debating whether to put the rest of the money into the down payment, or keep it in the IRA for 'emergencies'. ... more
0 votes Share Flag Wed Jan 13, 2010 Financing in 10940
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
Should we refi or HELOC?
Amrock,

I agree with Doug that eventually you will want to run any likely scenario by a tax advisor, however, you can and should do a lot of the comparisons on the loan product side ... more
0 votes Share Flag Tue May 19, 2009 Financing in Middletown
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