45044 : Advice

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Monika Willi…, Real Estate Pro in Liberty Township, OH
Monika Williford answered:
What is the best way to get people interested in your home?
Hi Christina. My name is Monika Williford and I'm with Sibcy Cline, the Monroe/Middletown office. I know that Middletown can be a tough market to move homes in, but they are moving. I c ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in 45044
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
We will be moving to Singapore this summer and not sure what to do with our house.
You know this is a difficult situation, it is your home and it is furnished correct, would you rent it furnished or vacant, with a low mortgage outstanding and depending how long you i ... more
0 votes Share Flag Fri Apr 5, 2013 Home Selling in 45044
Joseph Roraff, Real Estate Pro in Onalaska, WI
Joseph Roraff answered:
Do you have to move out of your house before the schedule sheriff sale auction? What if the house is not sold in the sheriff sale?
For any legal advice you should consult an attorney, but if the house is not sold in a sheriff sale the bank or lending company usually hands it off to a realtor to get the home sold,
0 votes Share Flag Sun Jan 27, 2013 Home Selling in 45044
Monika Willi…, Real Estate Pro in Liberty Township, OH
Monika Williford answered:
915 Main St is 'pending'. How can I know if completed.?
Hi Wanda/Todd! Looks like this went pending back in December of 2011. However, this can by typical given the fact that it's a short sale and depending on who the sellers lender is, coul ... more
0 votes Share Flag Thu Jun 21, 2012 Home Buying in 45044
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
Who owns the deed/title for 815 15th ave. Middletown,Ohio 45044
Bertha Bryant .
0 votes Share Flag Tue Nov 15, 2011 General Area in 45044
El, Other/Just Looking in 45044
El answered:
how long do you have to wait to buy a house after a short sale?
If you are approved for a moderfacation can the bank put the balance of the trail perido money to the back of the loan making the property worth more than what it is worth
0 votes Share Flag Fri Apr 8, 2011 Home Selling in 45044
Kathy S. Koo…, Real Estate Pro in West Chester, OH
Kathy S. Koops CRB, GRI answered:
My husband is in the miltary & we just got orders to move overseas for 3 yrs, should we we rent or do a short sale?
Also, have you spoken to a real estate attorney? There are other options such as foreclosure which may be better for you. Talk to somebody with legal credentials to advise you.

Goo ... more
0 votes Share Flag Mon Aug 9, 2010 Home Selling in 45044
Kathy S. Koo…, Real Estate Pro in West Chester, OH
Kathy S. Koops CRB, GRI answered:
I have tenants and the electric is not in their name its in their friends can I turn it off
I agree with Kent. What does your lease stipulate? Don't assume -get legal advice.
0 votes Share Flag Thu Apr 29, 2010 Rentals in 45044
Minna Reid, Real Estate Pro in 06107
Minna Reid answered:
if a condo was bought under one spouses credit (mortgage is in one persons name) and you can,t pay the mortgage anymore can they come after the other
Only the person on the mortgage is responsible for the mortgage.
0 votes Share Flag Fri Dec 4, 2009 Foreclosure in 45044
Susan Crank, Real Estate Pro in Middletown, OH
Susan Crank answered:
We are upside down. Payments are 60% on 1st mortgage and 40% on 2nd. Bank holding second won't work with
If you just want to get out from under it, a short sale is a great idea. Working with more than one bank certainly complicates things, but not impossible. I have negotiated on 2 mortgag ... more
0 votes Share Flag Sun Sep 6, 2009 Home Selling in 45044
Gary Gabbard, Real Estate Pro in Liberty Township, OH
Gary Gabbard answered:
Does selling your House in a short sale affect your credit?
Well I guess my question to you would be, are you planning on staying at the house? In most divorce settlements the person staying at the resident after a divorce will have one year to ... more
0 votes Share Flag Thu Jul 30, 2009 Home Selling in 45044
James Gordon…, Real Estate Pro in Cincinnati, OH
James Gordon ABR PBD SFR SRS answered:
I have three rental properties all single family, and have all sold via a short sale. This process has
Denise it will take a couple of years to my understanding to be able to get anything near normal credit after going bad on thousands of dollars that a lender had to write off. The rules ... more
0 votes Share Flag Wed Jul 29, 2009 Home Selling in 45044
Mark Ryan, Real Estate Pro in Dayton, OH
Mark Ryan answered:
Does selling a home and paying off your mortgage through the sale increase your credit score?
Actually Adrienne is off on this one... You see your mortgage is a major part of your credit score... it effects your score both for the good and/or the bad depending on what you do. I ... more
0 votes Share Flag Sat Jul 11, 2009 Home Selling in 45044
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
How does a short sale on our home loan affect obtaining a student loan? My daughter is on the home loan.
When the short sale is negotiated you should make sure that she is excluded and not harmed. Who is conducting this short sale?

You need a WRITTEN agreement as to how the parties a ... more
0 votes Share Flag Thu May 7, 2009 Home Selling in 45044
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