Financing in Middlesex County : Real Estate Advice

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Dinachroek, Home Buyer in Lowell, MA
Dinachroek asked:
Getting mortgage loan with multiple jobs. Hi I have question about mortgage loan. I currently 2 full time jobs, and 1 part time job. I was told that when I go to apply for mortgage loan they only allow me to use 1 full time job…
0 votes Share Flag Tue May 3, 2016 Financing in 01851
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
How can I qualify for a self-employed mortgage?
It is pretty uncommon for someone who has been self-employed for less than two full tax years to be able to get a mortgage based on those earnings. Your prior compensation doesn't mean ... more
1 vote Share Flag Wed Mar 30, 2016 Financing in 01851
Gturmanidze1…, Other/Just Looking in Brooklyn, NY
Gturmanidze1993 asked:
hello, i have done 3D designs which are on your site, i can show you which one. i am searching for a 3D job. i was working with Odd Einar. hello, i have done 3D designs which are on your site, i can show you which one and i can show 3D to prove it. i am searching for a 3D job. i was working with Odd Einar.
i want to know,…
0 votes Share Flag Fri Oct 30, 2015 Financing in 01701
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
Tearing down house with mortgage options
You may want to look for a construction loan - it would pay off the existing mortgage (like a refinance) and you can also roll in some of your building costs. There are few different ty ... more
1 vote Share Flag Fri Oct 30, 2015 Financing in 02460
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
i have a 720 credit rate and was given a 9.95 interest on a auto loan i feel this is to high am i right
Yes it is way too high and they did rip you off. Go to Capital One bank online and fill out the application and it will give you a decision within 5 mins.
Good Luck

Lowell
0 votes Share Flag Sat Jul 25, 2015 Financing in Dracut
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
Home loan after a few months of unemployment
Hi Ma2fam,

Yes you can qualify for a home with being unemployed for a relatively short period. As for your rental property the Lender will used 75% of the gross and also look at your ... more
0 votes Share Flag Sun Jan 25, 2015 Financing in Belmont
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
Hello My name is Abud Atiyyat I jus want to live by myself because I will be just me and if you people can put me next the beach thank you
Thanks for your post & congratulations on your decisions to purchase a home. The first part of home buying is getting APPROVED by a Lender who has done their due diligence as to your ab ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 02472
Craig Chemaly, Real Estate Pro in Carlisle, MA
Craig Chemaly answered:
21 Jills Way condo comes up in Andover and Tewksbury school districts. How can we confirm if our kid can continue going to Andover school?
There will not be any kind of blanket "exception" for Jill's Way. Basically, it will be up to the individual school whether they want to allow it or not. Most are pretty good, especia ... more
0 votes Share Flag Sun Jul 6, 2014 Financing in 01876
Craig Chemaly, Real Estate Pro in Carlisle, MA
Craig Chemaly answered:
As an American citizen living abroad with a condo in Washington, D.C. can I re-finance even if I am exempt from paying US taxes?
Your best bet would be to talk with a bank that does business in your home country as well as the U.S. The best international bank I've dealt with has been Scotia Bank/Bank of America. ... more
0 votes Share Flag Sun Jul 6, 2014 Financing in 01741
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
I was pre-qualified for a MA Housing Mortgage - Not allowing the mortgage to be approved due to precautionary risk?
There are hidden codes within your credit report and when run through the automated system that could trigger a risk issue. Have you looked at your credit report lately? is there any o ... more
1 vote Share Flag Tue Jul 1, 2014 Financing in Lowell
Deborah Perro, Real Estate Pro in Framingham, MA
Deborah Perro answered:
Hi im looking for a 4 bedroom single familia house in framingham...help pleas
Hi Maria, I am having an open house at 95 Spruce Street in Framingham, on Sunday, June 22 from 12:30 PM to 1:30 PM. The house has 4 bedrooms, 3.5 baths with a complete finished basemen ... more
0 votes Share Flag Sat Jun 21, 2014 Financing in Framingham
Rob Weber, Real Estate Pro in Lisle, IL
Rob Weber answered:
I have a HELOC expiring and its at a superior rate, 1% under prime. Id like to get a new HELOC at market rates in third position. I have more than 50%
I'm sure someone out there would consider it if your TLTV wasn't too high but this seems extremely risky from a lending standpoint. A second mortgage already represents a lot of risk, ... more
0 votes Share Flag Tue Apr 29, 2014 Financing in Middlesex County
Daniel Motti, Real Estate Pro in Miami, FL
Daniel Motti answered:
Options for financing tear-down rebuild of small 3 BR in Newton Centre MA
Dear Jhillsop.

Based on your current assets a construction loan might be the best option for you. As Dan Tabit mentioned, you will definitely need a Professional and Reputable Gener ... more
1 vote Share Flag Fri Apr 25, 2014 Financing in 02459
Sanjeev Ahuja, Real Estate Pro in Floral Park, NY
Sanjeev Ahuja answered:
Refinancing CLTV 90%
If you have a 30 year fixed loan at 4.25% and it is conventional mortgage then you have the rate that is currently below the market. I don't see you deriving any benefit from this trans ... more
0 votes Share Flag Wed Mar 19, 2014 Financing in Natick
Jim Driscoll,  in Lynnfield, MA
Jim Driscoll answered:
I am looking for an experienced broker that specializes in USDA Home loans in the metrowest area of Massachusetts?
Hi Lindemandelgado:

We have several years of experience handling USDA/Rural Development financing. Check out this video testimonial from one of our USDA clients: http://youtu.be/k ... more
0 votes Share Flag Tue Mar 11, 2014 Financing in Ashland
GB Short Sal…, Real Estate Pro in Boston, MA
GB Short Sales answered:
I am trying to survive and escape my HFC/HSBC sub-prime mortgage. I need recommendations for a real estate attorney near Hopkinton, MA
Unfortunately, most mortgage modifications ultimately fail. If you are looking to get rid of a mortgage you can no longer afford, and are open to selling the house, a short sale may be ... more
0 votes Share Flag Wed Feb 5, 2014 Financing in 01748
thewhiting, Home Owner in Cambridge, MA
thewhiting answered:
Refinancing denied due to "incomplete renovations in progress."
Gary,
If you weren't such a tool I'm sure the lender might have been a bit more cooperative.
Maybe you should see if your buddy, Obummer, has an opinion on the matter while you're at ... more
0 votes Share Flag Mon Dec 30, 2013 Financing in 02155
Liz Pierre, Other/Just Looking in 33534
Liz Pierre answered:
my client is looking for a mortgage broker who is specialized in (Construction Loan for Modular Homes),
Did you ever find a lender for the construction loan .lizpierre40@hotmail.com
0 votes Share Flag Thu Oct 24, 2013 Financing in Stoneham
Christopher…, Real Estate Pro in Camp Hill, PA
Christopher Jordahl answered:
My husband has a credit score of 628, has only been back to work since April after a year out due to workermans comp. He makes 1100 a week and I am di
Are you looking to buy? If so call Wells Fargo as they usually only need 30 days worth of pay stubs and have many different programs.
1 vote Share Flag Wed Oct 16, 2013 Financing in 01432
Nations Lend…, Real Estate Pro in Fairlawn, OH
Nations Lending answered:
Types of financing for expensive multi-family (owner occupied)
We offer portfolio jumbo loans for multi family property.

Greg Bleyl
216-496-0211
greg.bleyl@charteronebank.com
NMLS 117969
1 vote Share Flag Tue Aug 20, 2013 Financing in 02478
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