Home Buying in Miami : Real Estate Advice

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Joe.alonso, Home Buyer in Miami, FL
Joe.alonso answered:
My fico credit score is 817, almost 0% debt ratio. I have had steady employment for over one year.
Are you back in the work force now? 6-months of continued employment is all we need.

Here to help... Direct lender; not a broker.

Joe Alonso
Sr. Mortgage Lender
NMLS 998281

... more
0 votes Share Flag Fri May 20, 2016 Home Buying in 33176
Joe.alonso, Home Buyer in Miami, FL
Joe.alonso answered:
Can any recommend any lender that can approve an FHA loan in Miami with a low credit score?
580 is our lowest credit score for FHA, but it will affect your debt to income ratio. Need to evaluate completely the file. We are a direct lender; not a broker.

Here to help...

J ... more
0 votes Share Flag Fri May 20, 2016 Home Buying in Miami
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
Housewife with great credit history and working husband with good income but no credit
Everyone has a credit score. His history may be limited but he absolutely has a score.

If you don't know what his is, you should find out. If it's low due to a lack of history, start ... more
0 votes Share Flag Fri May 20, 2016 Home Buying in Miami
 Rutoisrealty, Real Estate Pro in
Rutoisrealty answered:
I need a Real Estate Agent experienced in dealing with international buyers. Thanks
While our service and commitment is both to buyers or sellers, our main strategy remains to represent foreign investors wishing to invest in the United States. Hence, it is a practice f ... more
0 votes Share Flag Wed May 18, 2016 Home Buying in Miami
Susan Davis, Home Buyer in Stamford, NY
Susan Davis answered:
what are the advantages and disadvantages of holding the mortgage on the house I am trying to sell?
Do I have to get an accountant for this? The house I want to sell is in probate so because I am the executors of the will and my name is not on the deed can I still hold the mortgage
0 votes Share Flag Sun May 15, 2016 Home Buying in Miami
ANDRES DEJES…, Real Estate Pro in Miami, FL
ANDRES DEJESUS answered:
good day. i am looking to buy a 2b/2b condo with ocean view in edgewater/wynwood/midtown.max $450,000
Hello!
Please clic or copy and paste on your URL the link below that have 12 options of 2/2 condo with ocean view in edgewater/wynwood/midtown. with price range 395,000 to $338,000

... more
0 votes Share Flag Wed May 11, 2016 Home Buying in Wynwood - Edgewater
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
2 different title companies for closing in Florida?
Here in Texas, the name of the title company whom you'll close at is written on the contract. I don't know about Florida's contract but I would think it's written on the contract as wel ... more
0 votes Share Flag Wed May 11, 2016 Home Buying in 33196
Jennifer Bur…, Real Estate Pro in Deerfield Beach, FL
Jennifer Burke answered:
I am looking to invest in real estate in FL.
I you need a great title company call me

Couture Title and Escrow LLC
10 Fairway Drive #111
Deerfield Beach FL 33441
954-637-2223

We have a location in Miami if we need to use ... more
0 votes Share Flag Wed May 11, 2016 Home Buying in Miami
Stephanie Le…, Real Estate Pro in Miami Lakes, FL
Stephanie Leon answered:
Do you have rent to buy options?
In today's Market it is almost impossible to find Rent to own properties and with interest rates as low as they are it makes for a great time to buy. So seller's in todays market have ... more
0 votes Share Flag Thu May 5, 2016 Home Buying in 33176
Stephanie Le…, Real Estate Pro in Miami Lakes, FL
Stephanie Leon answered:
Can mortgage lenders see that I have taken out a PayDay loan in the past if its been paid off?
If the pay day loan shows on your credit report then yes. However, if the loan was paid as agreed then you have nothing to worry about.

If you are in the process of buying a house th ... more
0 votes Share Flag Thu May 5, 2016 Home Buying in Miami
Filiberto Da…, Home Buyer in Miami, FL
Filiberto Darce asked:
Buying a house at the same state but different city Hi, I was pre-approved by FHA loan, I live in Miami FL, but I found a house in Kissimmee FL, I will still working in Miami like 3 more months but my wife and my kids will move as soon…
0 votes Share Flag Thu Apr 7, 2016 Home Buying in Miami
Olamas, Home Buyer in Miami, FL
Olamas answered:
Cash or 203k, who wins? Offer made on foreclosure property.
We are Miami 203k contractors and when pricing a foreclosed home in miami the first source we go to is the CU or Certificate of Use as this is what the building knows is wrong with the ... more
0 votes Share Flag Sun Apr 3, 2016 Home Buying in Miami
Olamas, Home Buyer in Miami, FL
Olamas answered:
What additional loan products or programs does the FHA offer?
The problem with 203k streamline loans is that they are capped in amount and do t allow for structural work and many times other repairs may come up as pointed out by inspectors. The 20 ... more
0 votes Share Flag Sun Apr 3, 2016 Home Buying in Miami
Olamas, Home Buyer in Miami, FL
Olamas answered:
Are there differences between lenders for FHA backed loans?
We are Miami 203k contractors and know that the 203k loans have very strict deadlines on some of the programs that require the work to be completed within a specific timeline so selecti ... more
0 votes Share Flag Sun Apr 3, 2016 Home Buying in Miami
John Li, Home Buyer in Financial District,...
John Li answered:
How do I find cash buyers fast for a great wholesale property I have?
There's this tool that I use, but I'm not sure it's for everyone. It gives me a list of cash buyers in a particular zip code so I know which are the cash buyers in the area. I am able ... more
0 votes Share Flag Thu Mar 31, 2016 Home Buying in Miami
Victoria Hud…, Real Estate Pro in Dover, DE
Victoria Hudgins answered:
Please let me know if you have any Russian speaking realtors and respond with the name and phone number.
Russian Speaking Realtor in Delaware Victoria Hudgins 302-359-2911
0 votes Share Flag Tue Mar 29, 2016 Home Buying in Miami
Espearroyo, Home Buyer in Miami, FL
Espearroyo answered:
Is there any possibility of having the down payment and closing cost added to the mortgage, all together????
no only on refinances, are you in Miami
0 votes Share Flag Wed Mar 16, 2016 Home Buying in 33165
Espearroyo, Home Buyer in Miami, FL
Espearroyo answered:
I FINALIZED MY CHAPTER 7 BANKRUPTCY IN MAY 12,2013 (DISCHARGED) WHEN CAN I PUT OFFER UNDER FHA?
I'm a Mortgage Broker in Miami, are you in Miami is 2 years after discharge date, you can buy under FHA
0 votes Share Flag Wed Mar 16, 2016 Home Buying in 33165
Stephanie Le…, Real Estate Pro in Miami Lakes, FL
Stephanie Leon answered:
Florida Housing Finance Corp? How does it work?
Hi Monica

Florida Housing also offers down payment and closing cost assistance in the form of a second mortgage loan to assist eligible homebuyers with their down payment and closing ... more
0 votes Share Flag Tue Mar 15, 2016 Home Buying in 33165
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