Home Buying in Memphis : Real Estate Advice

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Omarisready2…, Home Buyer in New York, NY
Omarisready205 asked:
what law stops me from buying a house if there is a judgment against me? Title company says I can't purchase a home because I have a judgment against me, even though mortgage company is ok with the judgment and still willing to lend the money.
0 votes Share Flag Mon Jun 13, 2016 Home Buying in Memphis
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
Registered Nurse working locally through an agency per diem and contract work when it suits me. Ive been denied a mortgage due to my type of work.
Hi Melissa,

What type of mortgage did you apply for?

Unfortunately lenders under strict requirements to prove that buyers/borrowers have the ability to repay a mortgage due to the ... more
0 votes Share Flag Wed May 11, 2016 Home Buying in Memphis
Lisa Crawford, Other/Just Looking in Memphis, TN
Lisa Crawford asked:
Great rental history, really bad credit score but truly want to purchase my dream home and settle my family. I have lived in Memphis for the past twenty-eight years I work for Shelby County Schools for ten of those years. After being excessed from the school system three times in the last five…
0 votes Share Flag Fri Apr 22, 2016 Home Buying in Memphis
Msmaroondago…, Home Buyer in Memphis, TN
Msmaroondagoon0713 asked:
how can i search your section 8 houses?
0 votes Share Flag Sat Apr 16, 2016 Home Buying in Memphis
Leondra Early, Real Estate Pro in memphis, TN
Leondra Early answered:
How can I, the buyer, find out the status a short sale. It has been 5 months. Is there a website or a government agency I can contact to find out?
If a house is on the market as a short sale, a real estate agent can look it up for you. Short sales are done through the bank as well. If you are not working with anyone, you can con ... more
0 votes Share Flag Wed Apr 13, 2016 Home Buying in 38127
Leondra Early, Real Estate Pro in memphis, TN
Leondra Early answered:
Can I Use Funds From Roth IRA Account to Make Home Purchase without Penalties Or Taxes.?
Yes, you can, but there is a limit on the amount that you can take out of it without having penalties (only if 1st time homebuyer
0 votes Share Flag Wed Apr 13, 2016 Home Buying in 38127
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Little downpayment options with excellent credit.
I think you should consider a much lower priced home in Shelby...say in the 75K-90K range?
You can find some nice ranches with 3 bedrooms/1.5 baths for much less. These would be homes ... more
0 votes Share Flag Thu Feb 25, 2016 Home Buying in Memphis
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
I am first time home buyer. Is there anyway to get help with or include closing costs in the mortgage?
Following up on Sally's post, it is important to have at least 6 months of liquid savings in the event of a health or occupational hardship. So as she says, it your hot water heater goe ... more
0 votes Share Flag Thu Feb 25, 2016 Home Buying in Memphis
thinz, Real Estate Pro in Allenhurst, NJ
thinz answered:
Would you buy an apartment complex in this area? Memphis shows high unemployment and low job growth. Do you see this changing for the better & why?
Yes I would "consider" it. There are many folks looking for places to rent with all the foreclosures from the past 6-7 years...and I believe there are good pockets in Memphis to invest ... more
0 votes Share Flag Thu Feb 25, 2016 Investment Properties in Midtown
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Any natural disasters such as hurricane in Memphis TN?
We're not meteorologists, but a good source of information is the National Weather Service:
http://www.weather.gov/

You can also Google weather related terms for Memphis (e.g. Memph ... more
0 votes Share Flag Tue Jan 26, 2016 Home Buying in Memphis
Kesha Hamilt…, Real Estate Pro in Memphis, TN
Kesha Hamilton answered:
New career opportunity
Hi Ms. Brown, as long as there are no gaps in employment, changing jobs should not affect your ability to get a home loan. Make sure to check with your lender to confirm, but I have ne ... more
0 votes Share Flag Tue Jan 19, 2016 Home Buying in Memphis
Adams.jim1204, Home Buyer in New York, NY
Adams.jim1204 asked:
Hardship loans if your homeless because of your VA doctors negligence I'm a disabled veteran first time home buyer I was a proved for a 169000 dollar home lone in ga 7 months ago.But because my VA doctor refused to treat me I was forsed to flee ga and…
0 votes Share Flag Thu Jan 14, 2016 Home Buying in Memphis
Rev Harold B…, Home Buyer in Memphis, TN
Rev Harold Bates Sr asked:
Need help buying a church
0 votes Share Flag Thu Dec 17, 2015 Home Buying in 38114
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
how do I withdraw a listing?
In writing ask for a full release from the listing agent. If it is here in trulia, only the listing agent can edit ir delete listings,
0 votes Share Flag Fri Nov 27, 2015 Home Buying in Memphis
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