Home Buying in Melbourne : Advice

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Gloria Donnon, Real Estate Pro in 08054
Gloria Donnon answered:
My wife and I are pre approved for a home loan. We just submitted an offer on a house. The listing (selling agent?) responded that we must be pre
In addition to what the other agents have already told you, there are times when a home is bank owned and the bank opts to only sell to people who finance through them.
0 votes Share Flag Sat Feb 21, 2015 Home Buying in 32909
Laura D Hazl…, Real Estate Pro in 32937
Laura D Hazlett answered:
DO I have to pay PMI on an FHA loan if I put 20% down.?
Hi Kathy, I am in Melbourne also and my suggestion would be to talk with Christine Danielson at the Mortgage Firm. She is an excellent lender and is my go to person. If she doesn't ... more
1 vote Share Flag Wed Feb 11, 2015 Home Buying in 32935
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
Chances of getting approved as 1st time buyers using VA Loan Benefit?
I would contact a few local lender to help with you getting pre-approved. The lenders will be able to answer all your questions. Best of luck.
0 votes Share Flag Sun Feb 8, 2015 Home Buying in 32940
Usda Mortgage…, Real Estate Pro in Jacksonville, FL
Usda Mortgage Source answered:
What is a reasonable down payment that a first time homebuyer can expect?
100% Financing USDA loans are available in many Florida locations.

USDA Mortgage Source is Florida's leading and local USDA RD resource. Serving you 7 days a week, please call 904-3 ... more
0 votes Share Flag Wed Feb 4, 2015 Home Buying in 32951
Usda Mortgage…, Real Estate Pro in Jacksonville, FL
Usda Mortgage Source answered:
Is there a rural area map available for the Brevard Co. area?
Please contact us for anything you need regarding a USDA Rural loan in Florida.

USDA Mortgage Source is Florida's leading and local USDA RD resource. Serving you 7 days a week, plea ... more
0 votes Share Flag Mon Feb 2, 2015 Home Buying in 32909
Ariel Portun…, Real Estate Pro in 32937
Ariel Portunato answered:
Is there some method where I can put a house under an automatic watch and be notified via email if the house comes up for sale?
Larry,

If you're yet to have an agent handle that for you I'd be more than happy to help. I'm local and know the area well. Feel free to contact me via email at Agent.Ariel321@gmai ... more
0 votes Share Flag Tue Jan 27, 2015 Home Buying in Sherwood Park
Ariel Portun…, Real Estate Pro in 32937
Ariel Portunato answered:
First time home buyers in Florida
Jason,

I understand your frustrations and am more than willing and able to help you out. Where exactly are looking to move? Feel free to respond to my email address. Agent.Ariel32 ... more
0 votes Share Flag Tue Jan 27, 2015 Home Buying in 32904
Jinger Knox, Real Estate Pro in 32940
Jinger Knox answered:
No down payment and disabled
The no down payment part is going to be a hard hurdle to get over. I know of a one bedroom condo that might meet your needs but you would have to have a down payment. Call me if you ... more
0 votes Share Flag Wed Jan 21, 2015 Foreclosure in Melbourne
Jinger Knox, Real Estate Pro in 32940
Jinger Knox answered:
where can i find homes in melbourne that are va loan financed?
The VA financing is specific to the borrower not the home. If you are looking in Melbourne give me a call I have some unique opportunities. Right now I have a 4 bedroom 3 bath house i ... more
0 votes Share Flag Wed Jan 21, 2015 Home Buying in Melbourne
adriannabroo…, Home Buyer in Meridian, MS
adriannabrooks75 answered:
What is the "average" price to build a 1 story, 3 bedroom, 2 bath, garage, NON-LUXURY finish on interior and exterior.?
how much does a 1 story house with 3 bed rooms and 2 baths and 2 garage cost?
0 votes Share Flag Thu Jan 8, 2015 Home Buying in 32907
Kelsey Compa…, Home Buyer in Provo, UT
Kelsey Compars answered:
Poor inspection....mold and leaking roof protection for new home buyers?
That is not good news that there was a poor inspection. Mold is not a good thing to have at all when looking to buy a home. I know when I look to buy a home I will do all the leak preve ... more
0 votes Share Flag Tue Dec 30, 2014 Home Buying in 32909
Mukaddes Ayn…, Home Buyer in Melbourne Beach, FL
Mukaddes Aynaz answered:
Pet restrictions?
No pet restrictions. Half of the homeowners have dogs.
0 votes Share Flag Tue Dec 9, 2014 Home Buying in Melbourne
Jinger Knox, Real Estate Pro in 32940
Jinger Knox answered:
What is the expected insurance yearly for half acre, 3 br 2 ba 1800 sq ft home costing 145k?
A lot of things will go into this answer. How close is it to the beach or other water source? Is it in a flood zone? Will you have a mortgage on the home? When was it built? Does i ... more
0 votes Share Flag Thu Oct 16, 2014 Home Insurance in Melbourne
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how do I prequalify to see what I can afford to buy?
Be aware that a mortgage preapproval letter is necessary to determine your price range and for any offers to be taken seriously, therefore begin by visiting with any licensed loan offic ... more
0 votes Share Flag Wed Oct 15, 2014 Home Buying in Melbourne
John Matteuc…, Real Estate Pro in Melbourne, FL
John Matteucci answered:
Who's a good mortgage broker to use for a smooth purchase of a home in Melbourne?
My name is John Matteucci and I am a local mortgage broker in Melbourne. Eagle Bay Mortgage. Website is www.eaglebaymortgage.com and my phone number is 321-806-1013. I would be happ ... more
1 vote Share Flag Tue Sep 16, 2014 Home Buying in Melbourne
Andy Wood, Real Estate Pro in Florida
Andy Wood answered:
Underwriter deeply concerned about a 9 yr old bankruptcy and sallie mae reporting lates. Sallie mae paid off 3 yrs ago. It also shows that on CR. why?
Any late payments after a bankruptcy can keep you from buying a home for 10 years. If someone has reported lates after your bankruptcy for things that were included, you need to get an ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Melbourne
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
Mortgage officer says dont qualify. My ssi is income and refuse to gross up. Desparite income discrimination. Easily qual at 29% when grossed up
Hello,

I have an excellent mortgage lender that my company uses. He is a private lender and has a big team with him that is very beneficial when getting a loan. Please contact me and ... more
0 votes Share Flag Fri Aug 8, 2014 Home Buying in Melbourne
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Although lived at same address for 4 years why is mortgage company demanding a letter to explain my previous 18 years of addresses
Who is the lender? Your file might have been audited, and the lender might be missing required information.
0 votes Share Flag Sun Aug 3, 2014 Home Buying in Melbourne
Michael Jose…, Home Owner in Gulf Breeze, FL
Michael Joseph answered:
Loan officer lying to my agent and also discussing my finances and personal info. Ethical?illegal?
You should be giving an agent an amount that is the max you can/will spend. I would say it's highly unethical for a loan officer to give out personal information to an agent but that de ... more
0 votes Share Flag Sat Aug 2, 2014 Home Buying in Melbourne
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