1) How much cash do you have?
2) How much income do you have?
3) How much 401k, etc. do you have and can you get to it?
Beyond a do ... more
What you need right now is not financing, but to work on those scores & repair that credit..... come up with a budget to get out ... more
Drop me an email and I will send you a report based on what size and budget you have for a home...then you can get a FREE detailed report that can help you decide.