It depends on how well you managed your credit over the the last 4-5 years. There are other factors including having a sizeable downpayment, maybe up to 15-20% of the purchase price. If you've focused on repairing your credit after your foreclosure, you may qualify for a mortgage at this time as it has been over four years. As a Financial Adviser and a Real Estate Broker with experience in lending, I can help you with this process. Please contact me at 803-429-9305.
Cornetstone Realty & Investments
800 315 8803
NMLS# 20743 - my licensing information
http://www.nmlsconsumeraccess.org/ - link to look up my license number
Yes, I can help you. Please give me a call at 803-767-7219 to discuss your home buying needs. You may also visit my website at http://www.homeswithhoward.com.
Howard Rose III, Retired Military Realtor
Keller Williams Realty