USDA, VA and PHFA all do 100% financing. I have two out of those three programs and USDA is the best if you qualify. Call me and I will be happy to explain the programs to you.
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960
Please do not take this the wrong way - however if you are considering purchasing a home, and have absolutely nothing saved or available to put down in terms of a down payment - I might reconsider the purchase at this time.
This isn't a "knock" against your financial situation, but moreso advice based on seeing too many people on a daily basis who are consumed with the idea of "buying a home" - without a true understanding of how much it truly costs to do so.
Hope this helps and good luck!