Ian, Home Buyer in Laguna Niguel, CA

castano, rancho santa margarita CA

Asked by Ian, Laguna Niguel, CA Thu Oct 25, 2012

This question was asked from http://www.trulia.com/homes/California/Rancho_Santa_Margarit…

Help the community by answering this question:


Hello Ian, Do you have down payment and closing costs saved? If not, you may consider CHF Access half percent down payment program with a minimum 580 fico score which can also contribute towards your closing costs as well. You can buy with minimum out of pocket expenses. CHF Access with a minimum 580 fico score up to 417k and then up to $729,750 requires a minimum 600 fico. If you want to go conventional, you may qualify with a minimum 660 fico for only 5% down and minimum 700 fico 3% down. If you want to go conventional and under 660 fico requires 20% down but no MI. Rates as low as 2.875% up to 2 million with a minimum 740 fico score to qualify.

I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Here is a link, flyer, maximum income limits for CHF Access and a needs list to gather for processing a loan approval. I only need to ask a few dozen questions to qualify you in minutes.


CHF Access half percent down flyer, pdf

CHF Access income limits http://tinyurl.com/8lzf8he

Sheryl Arndt, standard needs list checked, pdf

Why Rent brochure

Sheryl Arndt, Real Estate Broker – Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience
DRE# 01140252
NMLS# 297251
0 votes Thank Flag Link Sat Nov 17, 2012
Hello Ian,

I live and work in RSM, so I know the area well. If you need any real estate help, please contact me.


Tamara McDaniel
Realty One Group
0 votes Thank Flag Link Fri Oct 26, 2012
Are you looking for a place in RSM only? I can help you look there and also surronding areas.

Gabriele Baldridge
Keller Williams
0 votes Thank Flag Link Fri Oct 26, 2012
27 Castano is the only active listing but this property is already in Backup Status. Is this the property you were referring to? The listing on Trulia is a Sold property.
0 votes Thank Flag Link Thu Oct 25, 2012
What's your question? You need to be more specific. You can reach me directly at: cfleming@coldwellbanker.com
0 votes Thank Flag Link Thu Oct 25, 2012
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