Many banks will offer the buyer a closing cost credit. Some offer it up front and it's stated in the listing details and others will agree if you ask for it in the offer. Whether the bank is willing to make seller concessions will depend on how motivated the bank is and how long the property has already been on the market. Just have your agent write up the offer asking for the bank to pay the closing costs and see what happens. If you don't ask you don't receive.

I have been finding that most banks are willing to pay your closing costs. Just put it in your offer. Even if they turn down paying your closing costs when they counter to your offer, include it again in your next offer. If you insist, most likely they when pay them. Most banks' P&S addendums have a space to enter the Buyer's closing costs written right in. Good Luck.

Jim

The bank pays the selling side of all closing costs, plus the realtor commissions.

get them to pay all your closing costs or no deal. banks have way too many houses and way too little cash. they know it, and now you know it too. Sounds like Courtney below wants some of it too.

HI
You can sometimes ge tthe bank to pay a percentage of your closing costs. Just ask your REALTOR to structure an offer that way, but be aware that not all banks will contribute.

Good luck!