I would vote for Adult Community for many reasons.
(1) They offer activities ranging from bocce, barbecues, tennis, cruises and the like
(2) The monthly maintenance fees tend to be kept lower; monthly maintenance fees vary from community to community - typically the more amenities, the higher the fee.
(3) All are Ranch style
(4) the cost is typically less
To answer your other questions "community fees and association fees" are one in the same and typically monthly.
Feel free to call me to pick my brain further. 33% of my business is in Active 55+ communities; therefore, I have vast knowledge of many communities. . . . and am also an SRES (Seniors Real Estate Specialist. . . . . . 732.606.2931.
Francesca Patrizio, Broker Sales Associate, ePro SRES
732.606.2931 (Direct/Cell: 732.606.2931)
We have some fantastic adult communities here in Monmouth County and choices abound. Whether you choose a single family home or condo depends entirely on your preference. In either case, a fee (mostly monthly) is paid and lawn maintence and snow removal is included.
I suggest you look around and get a feel for both before you make your decision. If you're considering Monmouth County and are not presently working with a realtor, I would be happy to assist you. I am certified as an SRESÂ® (Seniors Real Estate Specialist).
SRESÂ® designees are certified senior specialists and astute to the financial and emotional challenges senior clients face when they buy or sell a home.
And when you need help from other professionals, SRESÂ® designees can tap their network and put you in touch with qualified home inspectors, movers, attorneys, CPAs and other experts.
Association fees are different for every building or community, depending on what is included, if you are working with one trusted area Realtor, that Realtor will provide you will all that information each and every time you find something that may work for you, or he or she may even make some really good suggestions about certain places for you!
In an adult community, or assisted living community there are some social events planned throughout and you have equal minded neighbors etc.,
when buying a condo, you are on your own, just as living in a single family home, except that in a condo much is taken care of, no yard to mowe, and many items are taken care of with your monthly assessment fees, but your are very much on your own..
So it is kind of a life style decision more than anything else, often both have a pool, often a door man or they are gated communities.
I strongly suggest you work with a local Realtor who can assist you and get you all the details...
Good luck to you, if you need recommendations for a good Realtor in your area, feel free to get
back to me I gladly recommend a few good ones
Edith YourRealtor4Life & Chicago and Northern Illinois Expert
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