abbasangel1, Home Buyer in Gulf Shores, AL

What are the HOA fees for Navy Cove Condos? Have they fluctuated in the past few years? And can you still get insurance with a reasonable deductible

Asked by abbasangel1, Gulf Shores, AL Fri Jun 21, 2013

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Yes you can get insurance. The insurance pros call it HO6 it's typically 500/yr because when you own a condo you own from stud to stud and a percentage of the common areas your association fees cover the exterior the deductible depends on the policy you select. However there was condo legislation that requires the association to have insurance to build the building back to when it was built. That means if it was originally built with linoleum and you put tile. Your insurance will cover the tile upgrade. Your insurance is contents and liability insurance.

The condo association budget is typically reviewed my the homeowners annually and at that time if there are expenses that are not budgeted they will vote to either increase dues or assess owners.
0 votes Thank Flag Link Sun Jul 7, 2013
2 bedroom at navy cove is 593 and a three bedroom condo fees are 717. The association fees pay for common area taxes insurance and maintenance water garbage and sometimes phone Internet. Email or text or call if you would like further information about condominium association fees. Kristy Bushaw 251-223-1111 or
0 votes Thank Flag Link Sun Jul 7, 2013
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