To my knowledge the owner is not offering owner financing. Also I do have to warn you about some of the pitfalls associated with owner financing. Although it seems like a good idea at face value it has many drawbacks. Such as if the owner is sued the home could be take as part if the settlement. Also the process to remove someone from the home is basically the same as an eviction which is relatively easy compared to a foreclosure process. In other words you will be lacking many of the safeguards that would be in place with a typical purchase. If at all possible I would advise that you go through the process of getting a mortgage and bypassing the owner financing option. good luck!