If you've been on the sidelines for 2 years hopefully you have been saving extra money that can be used for a sizable down payment for your home purchase.
There are a lot of options for you to look at.
Feel free to give me a call.
949 294 5234
All in all, there is lots to select from for Buyers, prices are low ---- in some areas lower even --- and interest rates are still low, so in general a very good time to buy.
Are you waiting for the "bottom" of the market? I am just wondering what you are thinking.... When buying a home these days, consider your personal situation, your job security, your down payment, your monthly income discuss your options with a local Realtor and get a lender involved before even looking around....
But if this is the right time for you, The Market certainly offers a ready and willing buyer a lot of options and a lot to select from....
Good Luck to you
Edith YourRealtor4Life! And Chicago/NorthernIllinois Expert
Working always in the very BEST interest of her clients....
If you ever want to consider the San Diego market please feel free to contact us and take a moment to log onto our very informative and user friendly MLS linked website.
Hopefully, the past two years have given you the opportunity to raise your FICO's even higher and save up more for a down payment. You will need all the financial wherewithal possible as it's become more difficult to qualify for a mortgage.
If you are serious about buying, your first step should be to talk with a lender to find out what you can qualify for. If you don't have a lender, I have several really good ones with whom I work. I'd be happy to refer you to them.
As other answers have stated, this is a great opportunity to buy a home and get out from under renting. Prices are good and interest rates are great. There are indicators that the economy could be at the early stages of recovery though some economists are telling us we're entering the "second dip". What's that joke about asking ten economists the same question and getting ten different answers?
Anyway, I'd be happy to help you out and promise to focus on you and your wants and needs. Give me a call or drop me an email.
I am a Costa Mesa agent and depending on where you are looking will depend on how the prices are doing. If you are on Eastside prices haven't decreased like some of the other areas. Rents on the other hand are the same if not higher and with rates low and rebate incentives from lenders, buying may be a good option. Great question and if you need anything, please let me know.
This happens every so often when home prices are low and rents become high that it's the best rime ro buy and pay the same or less than renting.
What area are you interested in buying a home and we can compare the rent vs a mortgage payment
You my already know that if the interest rates go up you will not be able to buy as much house. Payment wise. Text call or email me and I will get you the information.
Some areas are declining a little and other areas are increasing. There are not as many bank owned property or short sales as there use to be. And now there are alot more standard sales on the market.
Talk to you soon
Ingrid Ski Realtor
949.874.0432. Cell & text
first I should say , I like your picture. You have a kind face and a beautiful smile. Yes the market has declined in most areas but stayed stable in some cities in south O.C. One of the most important reason for declining Real Estate Market is not because there are enough buyers, is because the lenders counting foreclosures and short sales as comparable and do not consider the difference in condition vs. standard sales. Yes there more inventory available but trust me there more buyers now that two years ago. If you ever wanted to buy now is the time. Just look at the interest rates! I have the great first time homebuyer loan program with down payment assistant. If you like to know more about it just give me a call 949-510-1955. Why are you renting?! what are you waiting for! just take advantage of this market. When do you think you can buy a property in south O.C with these prices at this rates?
Best of Luck for what ever you do