Out of your picks consider these 3:
Acton - http://goo.gl/r0knf
Andover - http://goo.gl/o7bij
Concord - http://goo.gl/lbFDH
Carlisle - http://goo.gl/UQZGP
Territory Real Estate, The Destination For Home Buyers
Depending on where you work, I'd suggest you consider moving closer to Boston. With our employment numbers leading the country, we are finding many out-of-staters willing to relocate to this area for jobs, which is why our home values held up nicely during the economic downturn. There are still some very good values out there...and as a couple fellow agents said, these loan rates border on incredible.
Generally, if you find a good agent who will look at the comps on properties that match your criteria and send you those that are well priced, foreclosures and short sales, there can be savings built into the purchase. While the short sales and foreclosures may be more paperwork, I have found that paperwork is more than worth it for my clients.
Out of your list consider these:
For more home buying advice visit: http://www.RochesterHomeLocator.com
-Sal Salafia/ The Salafia SOLD Team
You are considering your purchase at a very good time....the mortgage rates are still very low and there are many wonderful properties on the market....many that are listed BELOW MARKET VALUE...in EACH of the communities you mention above....and beyond.
One suggestion I have for you is to visit the "Stats and Trends" tab on this site, or any similar sites such as Realtor.com. You will want to conduct a search going back maybe six years or so to fully appreciate how the strong the market was before the decline in values in the mid-to-late-2000's. Market experts believe the real estate market has bottomed out, so there is nowhere for values to go but UP! I too follow local trends and I agree with the experts.
As for selecting a town, there are certain criteria that only YOU can identify (amenities, recreation, schools, methods of commute etc.) Of course, your comfortable budget will dictate the towns you can afford.
If you have not already spoken to a mortgage professional and/or a local real estate agent, I would highly recommend you have preliminary conversations with each. This will ensure that you are as educated as you can possibly be with the financing programs that are available for YOU, and with the inventory and market values in your desired communities.
Best of luck!
REMAX Signature Properties
The towns you list are all very different from each other and each have their own particular benefits. This is were you will find value in having a good buyer's agent to discuss your needs, price range, show you properties and structure your offer so that you get the most value for your purchase. It's a great time to buy - great inventory, prices lower than they have been in a very long time as well as extremely favorable mortgage interest rates. To continue this discussion call or text me (Donna Moakley) at 978-455-4486