Stocktonâ€™s housing market has been struggling since they were one of the hardest hit during the market crash, which may have been a big contributor to the financial woes Stockton has been experiencing. If Stocktonâ€™ filing bankruptcy will have an effect on the housing market it will be short lived, if any at all. Itâ€™s possible the bankruptcy could help Stocktonâ€™s housing market. It all depends on how the city reorganizes itself moving forward. If Stockton is able to hire more public workers i.e., police officers the bankruptcy will help the market, since, the market has been more affected by the inclining high number of crimes.