As a Licensed broker associate, I have interest to know as much as I can about my local market, what inventory is available and how I can best help my clients and customers. This is what I signed up for. I also think anyone with passion for this field of work tend to broaden their knowledge base over time in an effort to not only be helpful but to be savvy and competitive. To that end I have my resources and go to people if someone I am working with needs guidance and specific expertise that I don't know and would not want to represent myself as knowing. I work with a full service brokerage and we have our mortgage people who I refer often.
In my opinion, I don't believe we need to understand the ins and outs of credit repair as we market and sell properties, not give credit advise. That is what my resources are for.
We all make choices when it comes down to who we want to work with, We can all excercise our power to walk away when the customer isn't quite right and we make those choices daily. While I'm glad to refer, I also don't want to spend much time (if at all) with a customer who's credit is shot.