This is like asking your mechanic to tell you what's wrong with your car; but you aren't going to let him fix it.
You want a Realtor to invest a couple hours in you, determine the Market Value of the house; for what purpose? You aren't going to sell.
You are obsessive/compulsive about the Value of your house?
Do you ask everyone to work for free? for no reason?
Don't hold me to any of my educated guesses as there are many unknowns and my crystal ball has too much static in it.
TAke a look at my Market In A Minute reports on my Trulia blog.
You will find that your community will determine your values...not the zipcode.
Contact a Saint Charles real estate professinal and have them prepare for you a similar report.
There is a mountain of data behind those reports that you will find essential.
Looks like ERIC has raised his hand...and look, there is his phone number.
Give him a call.
Best of success to you,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
I would need as many details as you can provide so I can more accurately determine your homes value.
Please email me at EricHallRealEstate@gmail.com.
I believe that your best option to determine your home's value without paying for an appraiser is to have an experienced local real estate agent discuss a comparative market analysis report with you. The agent will show you what homes similar to yours have recently sold for in and around your neighborhood. He also will be able to tell you how the market has performed since 2011/2012 so that you can determine how much value your property has increased/decreased today. The service is free.
Prudential Connecticut Realty