Bart, Home Buyer in Saint Augustine, FL

Beachfront St Augustine

Asked by Bart, Saint Augustine, FL Sun Feb 21, 2010

We are looking to buy beachfront on St. Augustine but won't be moving down full time for many years. Considering land or easy rental. Any cautions/suggestions? Thanks!

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This is a great time to be considering investment-type real estate purchases, and the beach will always be a hot ticket. If your intention is to rent the property out as a vacation home, make sure the zoning allows for short-term rentals. The largest challenges you will find will be in the insurance realm. Beachfront insurance is an expense not to be overlooked. Shop around, and find a policy that works for you both in price and in coverage level. St Augustine beach is an absolutely gorgeous place to live, with endless activities for kids of all ages. With persistance, you will be able to find a wonderful beach home here. Do not, for any reason, forego your right to inspection, however. You'll want to do due diligence and make sure the home is in good shape. We don't get large storms here often, but that doesn't mean that past damage couldn't be lurking. Use a reputable inspector on any property you might consider. And, of course, use a Realtor that you are comfortable with, and that you know has your best interest at heart. If you are not here full-time, your agent will be handling a large part of the details of your purchase on your behalf. It's imperative that you have an agent that you trust. Having said these things, know that the pricing in all areas of northeast Florida is unbelievable right now, and the opportunities to invest are definitely here. You have a solid chance of finding a true gem and a great price.
1 vote Thank Flag Link Sun Feb 21, 2010
Hi Bart. This is a fabulous time to purchase beachfront property. Prices have never been lower and interest rates are great. Depending on your goals, you may want to look at a vacation rental type property. That way you will earn some rental income to help offset your carrying costs and you can use to to vacation in until you are ready to move down full time. I'd be happy to help you in your search.

Marjorie Taylor, Watson Realty Corp. is a licensed Real Estate Broker and community leader representing Homes in St. Augustine. She holds the professional designations of CDPE, CRS, CSP, e-PRO, GRI, TRC and is passionate about helping clients buy and sell Homes in St. Augustine and Homes in St. Augustine Beach, Florida.
Web Reference: http://marjorietaylor.Net
1 vote Thank Flag Link Sun Feb 21, 2010
We are retired but also bought 10 years ago before moving fulltime from Ct last year. We bought land in 2002 and built in Sea Colony at St Aug Beach (200 homes steps from Beach)...Do not wait...the prices are now the best we have seen in 10 years for newer homes and land. This is a beautiful place..walk the beach daily and enjoy life!
0 votes Thank Flag Link Fri Jul 23, 2010
Bart, 2 cautions. 1) Hurriances. 2) Extremely high insurance premiums. Check out Central Florida instead. I've had many pleasant weekend in St. Augustine without the worry about 1 & 2.

Good luck,
Mark LeMenager
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0 votes Thank Flag Link Sun Feb 21, 2010
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