If you will be taking a loan to purchase, check your credit first and talk to a mortgage lender about their lending criteria. Find what you can qualify for and then connect with a home buyer's agent.
The process of obtaining a loan and seeing / offering on a property is free. You will pay for inspection and appraisal at the time of the service, and loan orgination fee, insurance, closing fees at closing.
If you need to improved your credit scores in order to get a better loan, check this home study course on how to raise credit scores the fastest way.... more