Home Buying in Manchester : Advice

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Do people over 65 years old get a discount on taxes ?
They do if they qualify. You should call the town of Auburn NH tax collector direct at Phone: (603) 483-2281. If you want to check their web site http://www.auburnnh.us/tax_collector.ht ... more
0 votes Share Flag Sat Apr 12, 2014 Home Buying in Manchester
rons, Real Estate Pro in Concord, CA
rons answered:
what happens to tenants when the apt they are living in just got auctioned and sold to fanny mae?
Tim is correct. The lease survives any foreclosure. I should say, any bonafide lease survives the foreclosure. If the previous owner filled the units with family or, below market rates, ... more
0 votes Share Flag Wed Apr 9, 2014 Foreclosure in Manchester
Sabrina Zyla, Real Estate Pro in Windham, NH
Sabrina Zyla answered:
Which town in Southern NH would be good opportunity to buy an investment property i.e. two family home, single family home or condo....
As far as which option would be the best it really does depend. A lot of investors like the single family option, but if you only have 1 and its vacant then you have no income. With M ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in 03103
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
My credit score is 680. I pay 1800 a month for rent. I have a small reserve to put down. What should I look at for house costs ?
Jonathan there is no doubt you have received a wide range of advice. INDEED old school Real Estate agents did sit down and pre-qualify their buyer letting them know what the APPROXIMATE ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 03103
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Please forward to RGRook@comcast.net the floor plans for this unit. We have been through the unit previously and will call if we want to view again
There is no address or link to be able to assist you. if you are still in need of assistance please feel free to email me direct at sctprop@aol.com

Scott Godzyk
The #1 Trulia agent ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in Manchester
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
what would my credit score have to be to get a mortgage loan?
Jonathan mortgages are not just based on credit score. With a large down payment, credit score can be nearly anything. Your best bet is to meet with a local and trusted loan officer who ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in 03103
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Mortgage with median fico score 650ish
Hi John,

It really depends on what you're looking for. For example: FHA is going to limit you to a maximum loan amount of $402,500 while the county loan limit for Fannie Mae/Freddie ... more
0 votes Share Flag Mon Dec 16, 2013 Home Buying in Manchester
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
how can i get a mortgage at 400 to 500 a month?
Right now depending on what type of mortgage you qualify for the mortgage would average $100,000 and be between 450 and 500 month. What it does not include though is property taxes and ... more
0 votes Share Flag Fri Nov 8, 2013 Home Buying in Manchester
Debbie Brand, Real Estate Pro in Manchester, NH
Debbie Brand answered:
Does anyone know a good reputable duplex (side by side) builder in NH.?
It depends on where in NH you are looking to build, but I can recommend KRD Builders. Contact # is:603-714-4001. Owner's name is Ken Dionne.
0 votes Share Flag Mon Nov 4, 2013 Home Buying in Manchester
Jim Olive, Real Estate Pro in Key West, FL
Jim Olive answered:
Investor/Owner Financing
As Scott points out...seller financing is not as common now as it has been in the past few years, when it was a buyer's market. Now that the tables have turned, and the seller's are in ... more
0 votes Share Flag Wed Sep 18, 2013 Home Buying in 03103
Roy Bush, Both Buyer and Seller in Phoenix, AZ
Roy Bush answered:
does filing bankruptcy chapter 7 restart the clock on a foreclosure notice?
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. After researching the web I found a loan program at http://www.cfsflex.com, they allo ... more
0 votes Share Flag Sun Aug 25, 2013 Foreclosure in 03103
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I have mail to give to Maureen that live on 75 laurel st I need the last name
You should immediately return it to the post office as it violates federal postal laws to keep it. They may have a forwarding address or can return it to sender.
0 votes Share Flag Fri Aug 16, 2013 Home Buying in Manchester
Gina Orlando, Home Buyer in Washington, PA
Gina Orlando answered:
We purchased a house - had a home inspection done and are now (within 2 weeks) finding major problems. These
Purchased a 15 year old Home in April it was too cold to test the a/c. Two months later I found out there was a hole somewhere in the interior coil. Had to be replaced. It never cooled, ... more
0 votes Share Flag Sun Jul 14, 2013 Home Buying in Manchester
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Looking for mentor in real estate investing in Manchester NH
I agree that anyone you have to pay is not a mentor. Start with a good Buyer Broker who is WELL experienced in Investment properties. If you would like some assistance in getting start ... more
0 votes Share Flag Wed Jun 12, 2013 Home Buying in 03103
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
how do I get Trulia to revaluate my homes worth.. I put in the added updates but it did not change the value
Patty the estimates you see on Trulia and similar sites are often not realistic when it comes to what a home is worth in todays market. You often can not change what they have in their ... more
0 votes Share Flag Sun Dec 2, 2012 Home Buying in 03103
Draino3112, Home Buyer in Manchester, NH
Draino3112 answered:
What is a good mortgage company to apply to in the Manch. area?
Closing on our first house on Monday. We were with Wells Fargo but switched to RMS in Bedford because Wells was god awful.
0 votes Share Flag Sat Nov 24, 2012 Home Buying in Manchester
Terry Hoyt, Real Estate Pro in New Hampshire
Terry Hoyt answered:
I FILED CH 7 BANKRUPTUCY IN 2006 HOW MANY YEARS DO I HAVE TO WAIT TO FILE ANOTHER ONR
Seven years, however you should be sure to contact an attorney and proceed with their assistance.
0 votes Share Flag Sun Nov 11, 2012 Home Buying in Manchester
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
AM I NOT ELIGIBLE FOR A HOME PURCHASE?
The poor credit can hurt you unless you have a down payment. your best bet is to get prequalified through a local and trusted loan officer who can look at your credit, income, debt and ... more
0 votes Share Flag Sat Sep 29, 2012 Home Buying in Manchester
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
S-Corp to purchase real estate
There are pros and cons to both. If you are living there you should want to take advanatge of the tax benefits it being owner occupied. If it is going to be a rental, then you mnay want ... more
0 votes Share Flag Tue Aug 28, 2012 Home Buying in 03103
Maria Cipoll…, Real Estate Pro in Coral Springs, FL
Maria Cipollone answered:
fha buyer. can buyers lender use sellers old fha appraisal that was completed a few months prior on a refi?
Hi,

When you say a few months old. Is a 2 or 3 months old. Yes, it could be used as long as the lenders agree. If is older than 3 months I do not recommended it to do that. The c ... more
0 votes Share Flag Fri Aug 17, 2012 Home Buying in 03103
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