Home Buying in Madison : Real Estate Advice

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Heath Borne, Real Estate Pro in Destrehan, LA
Heath Borne answered:
What types of defects does the VA consider when denying home loans?
Drowwen, I'm a realtor in Louisiana, so the laws may be different in Texas. Even so, I am in no way, shape or form giving you legal advice. However, the important thing to remember is ... more
0 votes Share Flag Thu Jul 14, 2016 Home Buying in 53704
Dejajanee, Home Buyer in Fremont, CA
Dejajanee answered:
I am looking for a lender in the Madison area familiar with USDA rural home loans. Any recommendations. I do understand Madison doesn't qualify.
Find the complete list of USDA approved lenders in Wisconsin at http://usdalenders.org/wisconsin-wi/ .Only approved lenders can process and fund USDA guaranteed loans according to the g ... more
2 votes Share Flag Thu Jun 16, 2016 Home Buying in Madison
Pakheidi, Home Buyer in Madison, WI
Pakheidi asked:
I'm thinking about getting a Condo as a graduate student. Do you think this is financially wise? My Monthly mortgage would be lower than rent so I am considering this option.
0 votes Share Flag Thu Apr 21, 2016 Home Buying in Madison
Josh Lund,  in Minneapolis, MN
Josh Lund answered:
Home buyer with 580 credit score
Hello Heather.
Good morning.
Did you guys buy a home. Are you still in the market? I can help out when others who are at Big Banks can't. I can do loans down to a 600 score.
I ... more
0 votes Share Flag Sun Mar 6, 2016 Home Buying in Madison
Krisannhatlen, Home Buyer in Madison, WI
Krisannhatlen answered:
I am interested in any information or opinions on the Weston Place Condos near Hilldale.
I have lived in Weston Place for over ten years It is a very well maintained building. The residents that live here are very nice, but it is up to you if you want to socialize or not. T ... more
0 votes Share Flag Sun Jan 17, 2016 Home Buying in Madison
John Hicks, Real Estate Pro in Columbus, OH
John Hicks answered:
Me = stable job, wife = better job after work history gap, both = excellent credit, how does it affect preapproval?
Hello tie.a.fly,

The gap should not have a huge effect you can get a LOX depending on what the gap was for. I have helped many clients count there income if they took of work to watc ... more
0 votes Share Flag Mon Dec 21, 2015 Home Buying in Madison
Josh Lund,  in Minneapolis, MN
Josh Lund answered:
How can you find a reputable Mortgage Lender?
Hello Meta,
Good morning.

I know you were looking in July, am I too late? Are you still in the market to buy a home? If so, I would love to see if we can help you out. We work wit ... more
0 votes Share Flag Thu Oct 1, 2015 Home Buying in Madison
Noah Seidenb…, Real Estate Pro in Evanston, IL
Noah Seidenberg answered:
How much is a reasonable low ball offer? The house has been on and off the market for about 3 years. There are updates that need to be done like
How bad do you want the home? That sounds like they have come down to earth. If you want to be considered I would say no more than 5% max.
Good luck.
0 votes Share Flag Thu Oct 1, 2015 Home Buying in Madison
Laurel Jenki…,  in Madison, WI
Laurel Jenkins answered:
With the high rent I pay $1750/mo, owning my own home is the answer. But I don't know where to start. Suggestions please?
I work with a lot of first time homebuyers. It may be good to sit down with a Real Estate Agent and talk about the homebuying process. You also want to get pre-approved by a lender to d ... more
0 votes Share Flag Thu Aug 20, 2015 Home Buying in Madison
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
Who should pay for what... Mold found in attic and ice damming along the gutters was found today during our home inspection
Repairs like most things in real estate are entirely negotiable between the Buyer and Seller. Keep in mind when asking for repairs that there is no such thing a "perfect" home. You ne ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in Madison
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Snow removal, lawn care, water utilities included?
You should look into a condo. They have monthly fees that commonly cover things just like this. If that doesn't seem appealing to you you might have to find a company to do the lawn car ... more
0 votes Share Flag Fri Dec 5, 2014 Home Buying in Madison
Michelle Yoo, Real Estate Pro in Madison, WI
Michelle Yoo answered:
We are about to make an offer on a home and need help deciding a fair price. Our buying agent has not
I never tell my clients exactly what price to offer because it has to be a personal decision (how badly do you want the house). But I do give them typical ranges that are useful: ex:"T ... more
0 votes Share Flag Mon Nov 17, 2014 Home Buying in 53704
Michelle Yoo, Real Estate Pro in Madison, WI
Michelle Yoo answered:
I currently pay $1775/mo for rent and in the Meadowlands subdivision and really need to purchase my own home. Can anyone advise where to start?
One additional comment, I would strongly suggest using a local lender. If you're in Madison, there's a lot of great ones in the area and the process is often much smoother than with an ... more
0 votes Share Flag Sat Nov 15, 2014 Home Buying in Madison
Michelle Yoo, Real Estate Pro in Madison, WI
Michelle Yoo answered:
Why is Trulia's estimated monthly payment for *property taxes* so far off for Madison homes? Typical listing: Real taxes $360/mo; Trulia $125/mo.
Douglas,

I apologize if anyone else corrects me, but I did encounter some issues with the assessment of homes on trulia in relation to the actual assessment by a municipality. I foun ... more
1 vote Share Flag Thu Nov 6, 2014 Home Buying in Madison
Eric Reusch, Real Estate Pro in Fitchburg, WI
Eric Reusch answered:
What rent could I charge for a house on Craig ave. madison wi
Maggie is correct. Until more units are sold off by the 2 major owners, you would be in violation of the current rules and regulations if you tried to be an absentee owner. Other than t ... more
0 votes Share Flag Wed Aug 13, 2014 Home Buying in Madison
Rachel Bernh…, Home Seller in Madison, WI
Rachel Bernhardt answered:
My home at 5121 Flad Ave (Westside of Madison) is for sale by owner. Buyer's agents are welcome.
will be on the MLS by the end of this week. I recommend HomeReward. Lori has been great and helpful to charge me a fair flat fee to get it on there. I appreciate her service.
0 votes Share Flag Thu May 15, 2014 Home Buying in Madison
Michelle Yoo, Real Estate Pro in Madison, WI
Michelle Yoo answered:
Is Odana Rd. noisy?
Even though Odana is a major thoroughfare on the west side, in that context, it is not that noisy. Now, will it compare to a more secluded house in a tucked away neighborhood? Of course ... more
0 votes Share Flag Wed Apr 30, 2014 Home Buying in Midvale Heights
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