Home Buying in Macon : Advice

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Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
How can I afford a house with bad credit?
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
http://www.florida-mortgage-lenders.com/
Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a Flor ... more
0 votes Share Flag Fri Mar 27, 2015 Home Buying in Macon
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I found a forclosed home for $115,000. My cousin world for the bank that owns the home and has been working as their head I.T./security for over 20
Therealist,
Banks don't rent out homes. Once they complete the foreclosure process, they generally prepare them and put them on the market for sale at the best price they can get. C ... more
0 votes Share Flag Thu Feb 19, 2015 Home Buying in Macon
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Ways to improve credit
TheRealist,
Pay on time, dispute any errors on your report, pay down balances to 1/3 or less of the credit limit, don't close any accounts or pay off any old collections.
This is a ... more
0 votes Share Flag Thu Feb 19, 2015 Home Buying in Macon
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
How long after a short sale can you get another home loan?
I would contact a lender they would be able to answer that question for you. Best of luck
0 votes Share Flag Tue Feb 10, 2015 Home Buying in 31210
Tamara Liggi…, Real Estate Pro in Saint Louis, MO
Tamara Liggins answered:
Vacant property, taxes not paid. How do I purchase home?
Kira, contact your local property tax division and find out if they have seized or planning to seize the house for the back taxes. If the mortgage hasn't been paid or if the home is pai ... more
0 votes Share Flag Thu Jan 29, 2015 Home Buying in Macon
Steven Ard, Real Estate Pro in Gray, GA
Steven Ard answered:
I am overseas but moving to GA in March/April 2015. Am I able to purchase from overseas? I am a cash buyer. What would I have to do?
Yes, as long as it is not a HUD home. HUD requires you to be present at the closing. Most other sellers will allow a "Mail Away" closing. A real estate agent will help you make an offer ... more
0 votes Share Flag Sun Oct 19, 2014 Home Buying in 31220
Drew Chapman, Real Estate Pro in Atlanta, GA
Drew Chapman answered:
573 credit score 77,000 annual income looking for 250k loan for house is this possible
We go down to a 580 credit score and should be able to get your credit score up enough to get it done. We would have to look at monthly debts to make sure you income qualify, but these ... more
0 votes Share Flag Wed Jul 30, 2014 Home Buying in Macon
Bill Rich, Real Estate Pro in Mount Laurel, NJ
Bill Rich answered:
Can I get a house?
You can get a mortgage with your criteria however to say what you can qualify would be impossible until we have more information such as your total debt. Just looking at your income yo ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in Macon
Tara Elmore, Real Estate Pro in 31210
Tara Elmore answered:
will be in macon ga,need an agent to show us homes,have several already printed out?
Hi Sherry,

I would love to assist you with your home search in Macon GA. I have lived here for the past 25 years and am very knowledgeable of the area. Please let me know if I can ... more
0 votes Share Flag Thu Jun 19, 2014 Home Buying in Macon
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Public records removed from credit report
Hi Mrs G,
What exaclty is your question? Public records can ony be removed from a credit report if was an error. A valid public record will remain on the credit report for a period ... more
0 votes Share Flag Fri Feb 21, 2014 Home Buying in 31216
Dan Palumbo, Real Estate Pro in Carol Stream, IL
Dan Palumbo answered:
I'm currently on unemployment and would like to relocate from Jersey to Ga. Can I purchase a home while collecting unemployment.?
If you purchase the home with cash you will be able to but if you need to qualify for a mortgage you will need continuing employment. You should get in contact with a mortgage professi ... more
0 votes Share Flag Mon Feb 17, 2014 Home Buying in Macon
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
How do we get started with first time homebuyers?
When you want to buy a home the best place to start is to hire an Exclusive Buyer Agent. EBAs only work with homebuyers and there is never a conflict of interest that will jeopardize yo ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in 31210
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Is it a good idea/investment to purchase a home that has been sitting unoccupied for five years?
Good idea or investment? YOU BET IT IS A REAL OPPORTUNITY! ---------if the seven qualifying conditions are met.
1. condition
2. foundation
3. electrical
4. plumbing
5. roof
6. pr ... more
0 votes Share Flag Thu Feb 13, 2014 Home Buying in Macon
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
what are the school colors... i have a daughter attending school this year
What specific school, maam?
0 votes Share Flag Tue Jan 7, 2014 Home Buying in 31206
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Does the house at 6860 Bay Point Dr. have garage storage space?
Better ask the assigned agent/s to be sure.
0 votes Share Flag Tue Jan 7, 2014 Home Buying in Macon
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Is the house at 150 Deer Run Drive in Macon still for sale?
Still on sale, ask the agents for more details.
0 votes Share Flag Tue Jan 7, 2014 Home Buying in Macon
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Can this home be a rental?
It could be. You can ask the assigned agents.
0 votes Share Flag Tue Jan 7, 2014 Home Buying in Macon
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I would like to purchase a house but I do not want to apply for a loan. It will be a cash sale only. What is the process for this?
You would need to provide your Buyer's Agent with a copy of your most recent bank statement showing sufficient funds to purchase the property.
0 votes Share Flag Wed Jan 1, 2014 Home Buying in 31220
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Finding a mortgage
For an FHA mortgage, most lenders have required a 640+ credit score since 2008/2009.

Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FICO loan program. Cr ... more
0 votes Share Flag Fri Dec 27, 2013 Home Buying in Macon
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