We are a dedicated lending team to help you with your purchase. Our website http://www.PurchaseApplication.com allows you to get pre-qualified for a home purchase with No SSN or Credit Check! This allows you to instantly start the process safely and securely and find out what your financing options are with no risk. We provide a detailed road map to home ownership so you know where you are and what you need to do to secure financing.
We offer VA, USDA and low credit score options with FHA down to 580. FHA only requires 3.5% down and is an excellent loan for first time home buyers. If credit repair is required we have rapid rescore options that can improve your credit scores in as little as 48-72hrs. The path to home ownership does not have to be difficult if your work with the right lender. We lend through a national bank and close purchase loans in ALL 50 States with no restrictions.
We also have hundreds of Realtors in our network as we sponsor the Real Estate Agent Investment Project. This means not only can we offer you financing but at the same time we can introduce the right professional Realtor to help you with your purchase. Our purchase department typically closes loans in 10-15 business days so home ownership may only be a few weeks away.
We have agents standing by to speak with you today. Call 1-877 -455-4677ext 6058
We are here to help every step of the way.
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There is 2 acres for sale at 351 Shadow Lane on Lake Lyman. Great street and location to build a large 3 bedroom home on with the lake behind your home. A steal at $80,000 for 2 acres to build on with homes ranging from $300,000. to a million. Last piece of property left on the best street around the lake. Build a home and save from paying anyone else $100,000. or more for 1 acre around the lake.........Steal it before the price goes up......Check it out before its gone and sold for a higher price ! firstname.lastname@example.org... more
Unfortunately, your judgement follows you where ever you go. Just about everything you do in life, such as apply for certain jobs, get auto insurance, rent an apartment or house, credit reports are wanted. Don't just let anyone fill out an application or ask you to fill one out where ever you go as each time that's done, it is a ding after so many checks that it takes your credit rating down more. It's always best to get all 3 of your credit reports for free every year from Experian, Trans Union, and Equifax. It costs a little extra for your FICO Score, maybe a total of $24-30 that's worth having them, but you need it to see where you are at. They list everything you have ever paid off or are paying on or stopped paying.
I'm not sure if you are referring to a house as the judgement, but it it's debts such as credit cards and haven't paid anything on them nor promised to pay anything on them, after 7 years they drop off your credit report. These are debts that are called NOT secured. A secured debt, such as having work on your home where a lien was placed on the home for a job not paid off, then that's a problem. Sometimes it's best to just go bankrupt when a house is involved. Anyone else on that judgement with you is responsible for that debt also. Otherwise, maybe a spouse or family member of yours living with you can use their credit instead.
Do what you can to be on time and pay more than the minimum on any other credit cards and keep them under 25%. If you have a credit card with a credit limit of $4000 only charge up to $1000 only buying necessary items as these companies know what you are buying. Keep as far away from the maximum as you can. Many credit card companies check your credit every month to show if you paid on time and the correct amount. You learn so much about your credit from these reports!
Think about if you can purchase a house as a rent to own with so much going to the down payment for 1-3 years. If you decide to not buy it, then you walk away. If you want it, then you have a down payment. Someone may want to sell their home but can't seem to and could rent it if you approach them about it sitting empty and not selling when they could be collecting a rent check. BUT be careful that they are NOT under water in their mortgage (OWE MORE THAN THE HOUSE IS WORTH). Make sure they do NOT try to sell it as a short sale or to someone while you are living there or you may have no where to go.
In a small town people know one another and may be more welcoming to having you as a renter first to see who you are and may owner finance a home with you paying the mortgage to them monthly. Just be an honest tenant or home buyer by changing whatever caused your problem. You can't help it if you lost your job and home or you had major medical problems that drained your finances or took you from the job market or had a divorce. Just work on rebuilding your credit and reputation with credit card reporting agencies. Time goes by so fast that you could be in better shape than before.
Our world is based on a global system of credit and scores as to who you are and your reputation as a responsible payer. Sometimes it just doesn't seem fair as bad things do happen to good people. Any problems you have experienced by job loss or sickness can be explained on that credit report by your own personal truthful statement.
Also check to see that anything on your 3 credit reports belong to you and not someone else. They do make mistakes. I hope you are able to fulfill your dreams of home ownership as soon as you can. It's not the worst in the world if you have to rent an apartment that preferably doesn't do a credit check. Very small places may not do that as it costs them for each tenant. Then get your credit straightened out to have everything on your side again.... more