If you have US credit history, it's possible that you could get a US Mortgage ... basic rule of thumb is that the lender wants to both see and verify your financial track record and be able to know how to find you and hold you accountable. Most US banks are leery of those who live out of the country because they do not have jurisdiction outside of the US. However, there are cases that have been exceptions to the rule (i.e. a demonstration that you have other commitments that tie you here).
There are international lenders where you can establish as one of their banking customers where you live and as a service to their clients, they provide international mortgages ... I believe HSBC would service you in Singapore.... more
Are you working in the UK? For all mortgages we must verify income and see last year's tax return. Keeping that in mind you should expect to put 30% down for an investment property. You can contact me for full details.... more
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