Best place to start is to hire an Exclusive Buyer Agent. EBAs only work with homebuyers and there is never a conflict of interest that will jeopardize your negotiating position. Visit www.naeba.org for a referral to an Exclusive Buyer's Agent in your area.
I've had a book published on Amazon called Buying a Home: Don't Let Them Make a Monkey Out of You. It will teach you how to buy a home without getting ripped off. Follow the link below.
Best of luck!
You can start by checking your credit report and score. you can visit www.myfreeannualcreditreport or www.karma.com to get a free report, review it and dispute any discrepances with the three different credit bureaus, if you have one. If everything look fine, start shopping for a mortgage broker, they have access to many banks or private lenders with many different options.
We can assist! Founded in 1956, Robert Massey Company is a full service professional real estate company, which is primarily involved in residential and commercial property management and leasing. We presently manage hundreds of single-family homes and apartment units throughout Jefferson County. The property managers in our firm collectively have over 100 years of combined experience. The Better Business Bureau has rated our company A+.
As to full time management, the services we offer include the following: handling advertising, taking inquiry calls, scheduling and showing of rental units, screening applicants by checking credit reports and references, preparing and executing leases, handling maintenance calls and emergency calls on a 24-hour basis, supervising turnover work, overseeing maintenance and janitorial services and handling the overall upkeep of the property. We also perform the following functions: setting of market rental rates, rent collections, delinquencies, bill paying, and bookkeeping relating to the investment property. Each month we provide an operating statement to the investor, which lists all receipts, bills, and includes a net amount due the owner for any proceeds from the monthâ€™s operations.