Home Buying in Los Banos : Advice

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Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
I want to sell a home and buy a home with the profit from the sale in the same escrow and get an FHA loan on the new home with 3% dn is that possible.
Roy,
Almost. FHA requires 3.5% down payment and simultaneous closings are possible. What you propose will take everything falling into place perfectly and while it's "possible" it m ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in 93635
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
Is there someone that will refinance a property with a credit score of $580 or less?
There maybe a way, yet you need to talk with the bank to see how... its a low enough balance, if they have been in good standing for a year or more they may have a chance...
0 votes Share Flag Sun Sep 14, 2014 Home Buying in 93635
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
Would 10,000 be enough for downpayment and closing cost?
Talk with a mortgage broker as they can best help you and they have different programs that will help you in your situation, and if one bank don't have any thing try serval others till ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in 93635
Kim Benedict, Real Estate Pro in 06902
Kim Benedict answered:
Can somone buy a home in somones name yet use your own credit if better than theirs?
The bank will require the person thats buying the home to use their credit... why would you want someone else on your mortgage? Try will your credit and talk with the bank about options ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in 93635
Jose Salazar, Real Estate Pro in Los Banos, CA
Jose Salazar answered:
I just received a Trulia alert on the address 937 J street, Los banos, ca. Where did it go?
Hello,

The property, 937 J Street (MLS #13054427), went pending on 11/12/13. For active properties in Los Banos, please feel free to contact me at 209-204-5494 or email jsalazar@c21m ... more
0 votes Share Flag Sat Nov 16, 2013 Home Buying in 93635
Sonia George, Home Buyer in New York, NY
Sonia George asked:
We have been trying to buy a home on south side since November - w/o much luck. We saw a property on Cogswell we fell in love with for 138K. We are seeing more and more people out bid us with cash offers - even though we bid higher (we have a pre approved loan. according to our realtor, cash bids are up to the asking price…
0 votes Share Flag Tue Jan 15, 2013 Home Buying in Los Banos
Elaine Nicho…, Real Estate Pro in 12205
Elaine Nichols answered:
Would 15000 be enaugh for down payment and also I don't have any credit but I'm really interested on buying a house for my family?
I would suggest you speak to a financial representative and get prequalified. The $15,000 certainly would be a plus but your financial representative would make that decision. When look ... more
0 votes Share Flag Sat Aug 11, 2012 Home Buying in Los Banos
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
had to short sale my home in 2010 because of economy and bank not wantingto work with me how long do i have to wait to try and purchase again?
Waiting period after a short sale:
-conventional 20% down 2 yrs
-VA 2 yrs
-FHA 3 yrs
0 votes Share Flag Fri Aug 10, 2012 Home Buying in Los Banos
Don Guerra, Real Estate Pro in Los Banos, CA
Don Guerra answered:
I need a realtor in Los Banos.
would be happy to help
Don Guerra
Prudential
209 675-4055
0 votes Share Flag Tue Sep 27, 2011 Home Buying in Los Banos
Jose Salazar, Real Estate Pro in Los Banos, CA
Jose Salazar answered:
Does any oneknow when 673 wilow way in Los Banos ca will get listed in the market for sale?
Hi Tiffany, the answer is no. County records show this property is owned by Bank of America Corporation. If there has been a change of ownership recently, the County is yet to update th ... more
0 votes Share Flag Sun May 22, 2011 Home Buying in 93635
Michael Mull…, Real Estate Pro in Bend, OR
Michael Mullin answered:
MY HUSBAND AND I GOT A JUDGEMENT FILLED ON US AND THEY TRIED TO FORCE A SALE SO WE FILLED A HOMSTEAD,DOES THIS MEAN WE CANT BUY OUR SON A HOME NOW?
Good question.

Page 4, Section 8, question A of the standard loan application asks you (the borrower) "Are there any outstanding judgments against you?" If you answer &quo ... more
0 votes Share Flag Sat Apr 30, 2011 Home Buying in Los Banos
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
What does resale mean does that mean the owners want to sell the house before foreclosure?
A "resale" simply means that the home that's for sale is previously owned. The home is not "new."
0 votes Share Flag Fri Apr 1, 2011 Home Buying in Los Banos
Rich Angel, Real Estate Pro in Los Banos, CA
Rich Angel answered:
how can i buy a house in cash?
It is quite simple to purchase a home for cash! Whether a Buyer is paying "cash" or financing the purchase, the Seller is receiving "cash" at closing. The differen ... more
0 votes Share Flag Fri Apr 1, 2011 Home Buying in Los Banos
Rich Angel, Real Estate Pro in Los Banos, CA
Rich Angel answered:
WHERE IS SOUTH SIDE IN LOS BANOS?
The "Southside" is considered all homes south of Pacheco Highway which is the State highway 152. As a general statement, the Southside has fewer homes available than the Nort ... more
0 votes Share Flag Fri Apr 1, 2011 Home Buying in Los Banos
Adam Dalton, Real Estate Pro in Turlock, CA
Adam Dalton answered:
how big is this lot?
24111 W Center is .172 acres (7492 sq ft) according to the MLS.

Adam Dalton, Century 21 M&M and Associates
adalton@c21mm.com
0 votes Share Flag Thu Mar 31, 2011 Home Buying in Los Banos
Shayna Orr, Real Estate Pro in Los Banos, CA
If you are interested in viewing any of my listings, please contact me.  They are all move in ready and very clean. Sellers are very motivated.  Fast responses to offers. Read more
Blogged Wed Mar 2, 2011 by Shayna Orr Home Buying
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Where might I find someone that can help me do a rent/lease to buy home?
Here's a link to a blog I wrote on how to find lease-options/rent-to-own properties: http://www.trulia.com/blog/don_tepper/2010/03/how_you_can_find_and_buy_a_lease-option_rent-to-o ... more
0 votes Share Flag Tue Aug 10, 2010 Home Buying in Los Banos
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
What is a Short Sale???
Hi Juan:

SHORT SALE
A Short Sale is where the net proceeds of the sale will not satisfy the current payoff amount of the 1st and/or 2nd mortgage, if applicable, and the resulting se ... more
0 votes Share Flag Sat Jul 31, 2010 Home Buying in Los Banos
Leo, Home Buyer in Monterey, CA
Leo answered:
I am planning on purchasing a 3 bed/2bath approximately 1500-1700 Sq. newer house in the Southside of Los Bano
you can check the rent prices in craigslist in merced county and you will see the list of houses for rent
0 votes Share Flag Mon Aug 10, 2009 Home Buying in Los Banos
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