Home Insurance in Los Angeles County : Advice

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Alex Khalili…, Real Estate Pro in 91367
Alex Khalilifard answered:
Are owners of a condo required to have homeowners insurance?
Hello Lafter,

It is not a requirement but I would highly (and always) recommend it to my clients.


Thank you

Alex Khalilifard | Realtor - General Contractor
BRE License # ... more
0 votes Share Flag Fri Mar 20, 2015 Home Insurance in 91316
Inna Ivchenko, Real Estate Pro in Encino, CA
Inna Ivchenko answered:
Can an Insurance Company Cancel your policy with one Homeowner claim within the past 11 years? Is that correct or ethical?
I don't know if it is legal, but it is definitely unethical. Unfortunately, I heard such complains too:( That's why it is important to read your contract while you sign it.
0 votes Share Flag Sun Nov 23, 2014 Home Insurance in Encino
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Hey Guys, I'm a little confused about buying home/condo owners insurance.
Hi Kevin ,

Happy Wednesday Again !

You should always have an owners policy to protect you in case some one slips & fell inside the unit or in case the building burned down you wo ... more
0 votes Share Flag Wed Jun 4, 2014 Home Insurance in Los Angeles
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Is it a good Idea to have the person you are renting to get renters insurance before they move in?
Hi Kevin,

Happy Wednesday !

It would be hard to force a tenant to get insurance after the fact ,you can always get some information on a tenant policy from your insurance company ... more
1 vote Share Flag Wed Jun 4, 2014 Home Insurance in Los Angeles
Tuchil, Home Buyer in Los Angeles, CA
Tuchil answered:
How much approximatelly would home insurance for 700sq.ft condo in Downtown be?
Do I need a permit to rent a room out of my home in riverside county?
0 votes Share Flag Mon Jan 6, 2014 Home Insurance in 90027
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
Are "inactive" HOAs required to carry master policy insurance for the common area?
You would have to formally dissolve the HOA, which is probably not a good idea as you have an "undivided interest" with the other owner. You are trying to save a couple of $$$ but it co ... more
0 votes Share Flag Tue Nov 12, 2013 Home Insurance in 90278
michellelong…, Real Estate Pro in Corona, CA
michellelongnaker answered:
Question about homeowner's insurance
That would be a great question to ask your real estate agent that sold you your home. They should be able to give you some suggestions.
0 votes Share Flag Tue Oct 29, 2013 Home Insurance in 90210
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
How much does home owners insurance cost in Los Angeles, CA?
It varies depending if you are in a hillside with brush,if the house is older ,etc. There are many factors that are involved .Check with a local insurance agent to get a good ball park ... more
0 votes Share Flag Thu Sep 5, 2013 Home Insurance in 90027
Renee Tinsley, Real Estate Pro in 45066
Renee Tinsley answered:
i have just been dropped from my insurance company for too many claims and i'm having a problem getting insured. any suggestions on companies?
Typically, when a homeowner has too many claims, brokers will not insure you. However, there are alternatives. As long as you have been turned away by two or more insurance companies, ... more
0 votes Share Flag Wed Jun 26, 2013 Home Insurance in Los Angeles
Emmanuel Lat…, Real Estate Pro in Long Beach, CA
Emmanuel Lateju answered:
What should a home owner in Long Beach look for in a new home owners insurance policy?
Consult your Insurance agent or insurance company regarding regarding questions about Homeowners Insurance. A Home Owners Insurance Policy is designed to protect home owners against cer ... more
0 votes Share Flag Sun Jun 2, 2013 Home Insurance in Long Beach
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
Closing escrow and my lender of course requires homeowners insurance. How much would this typically cost in the 90059 area?
If you would like to compare mutliple companies in California please visit our site at MyInsuranceNerd.com. We offer quotes from 30 companies real time online and you can purchase the p ... more
0 votes Share Flag Thu Apr 25, 2013 Home Insurance in 90059
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
My clients are having trouble getting homeowners insurance for houses we are looking at in the Sherman Oaks Hills.
Try MERCURY

I left Farmers for them years ago!

Best of Luck to You!

KAwain Payne, REaltor
0 votes Share Flag Fri Apr 19, 2013 Home Insurance in Los Angeles
ash1newyork, Home Owner in Brooklyn, NY
ash1newyork answered:
Approximately how much would homeowners insurance be for a single two-story family home built in 1917 in 90023
Try Capital Insurance At 718-626-6111...i got insurance through them...
0 votes Share Flag Wed Mar 27, 2013 Home Insurance in 90023
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
What is the best company for homeowners insurance? Who has the best coverage? Who is the cheapest?
Dear Labuyer,
Rates for Homeowners insurance fluctuate depending upon the home and location. Many of my buyers go with the same company that insures their cars and get a package rate f ... more
0 votes Share Flag Tue Mar 19, 2013 Home Insurance in Los Angeles
Errol Vallad…, Real Estate Pro in Santa Clarita, CA
Errol Valladares answered:
pmi on 5% down conventional loan
There is another excellent loan program offered by UNION BANK that is 5% down No PMI. This program is for first time buyers and there are certain qualifications like income limits but ... more
0 votes Share Flag Wed Feb 27, 2013 Home Insurance in Santa Clarita
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Approximately, how much would a earthquake ins be for an 8 unit condo with a subterranean garage, security building, that is 33 years old in 91607.
Check with your current homeowners insurance agent/ auto insurance agent. They may give you a break if you bundle policies.


MAKE SURE AND ASK WHAT YOUR DEDUCTIBLE WILL BE! SOME EA ... more
0 votes Share Flag Fri Dec 7, 2012 Home Insurance in Los Angeles
wael mohammad, Other/Just Looking in Los Angeles, CA
wael mohammad answered:
For earthquake insurance, is "loss assessment" coverage not applicable for condominiums that have no association?
From a insurance perspective and if you have two different addresses according to the la county records, you may be required by your lender to have two different polices for each unit. ... more
0 votes Share Flag Mon Oct 29, 2012 Home Insurance in Los Angeles
Cyndi Harris, Real Estate Pro in Malibu, CA
Cyndi Harris answered:
insurance malibu ca home
Hello Nak99e,

Homeowners Insurance is available for mobile homes in Malibu. Farmers Insurance here in Malibu can help. Some of the questions that you may need to be prepared to answe ... more
0 votes Share Flag Mon Jun 25, 2012 Home Insurance in Malibu
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
How much does home owners insurance cost in Los Angeles, CA?
Jessica,

As a lender, I typically use a factor of .35 X loan amount for estimating insurance premium. This has always been common practice in the mortgage industry; however, I can n ... more
0 votes Share Flag Tue Jun 5, 2012 Home Insurance in 90027
Donald Steve…, Real Estate Pro in Riverside County, CA
Donald Stevens 909-428-0503 answered:
Doe s anyone know of any Insurance Companies that will insure for Earthquake insurance in the 91214 area? Thanks
We work with a couple of companies that offer earthquake insurance. If you are still looking for insurance you can give us a call or fill out a quote form on our site and we will get to ... more
0 votes Share Flag Fri May 25, 2012 Home Insurance in 91214
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