Home Insurance in Los Angeles County : Advice

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Inna Ivchenko, Real Estate Pro in Encino, CA
Inna Ivchenko answered:
Can an Insurance Company Cancel your policy with one Homeowner claim within the past 11 years? Is that correct or ethical?
I don't know if it is legal, but it is definitely unethical. Unfortunately, I heard such complains too:( That's why it is important to read your contract while you sign it.
0 votes Share Flag Sun Nov 23, 2014 Home Insurance in Encino
Sean Seckar, Real Estate Pro in 91354
Many factors can affect the cost of home insurance. Here are some of the most important.Home LocationThe average cost of a homeowner’s insurance policy is approximately $900 a year. If the home is located… Read more
Blogged Fri Sep 19, 2014 by Sean Seckar General Area Home Buying Home Insurance
Eileen Walsh,…, Real Estate Pro in 90403
It’s that time of year again: time to review your homeowners’ insurance policy. Wait—you don’t typically do that? There are many reasons why you should give this important policy an annual review,… Read more
Sean Seckar, Real Estate Pro in 91354
1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately.2. Know about dollar… Read more
Blogged Fri Jul 18, 2014 by Sean Seckar Home Buying Home Insurance
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Inna Ivchenko, Real Estate Pro in Encino, CA
Inna Ivchenko answered:
Are owners of a condo required to have homeowners insurance?
It is not required, but highly recommended for any homeowner to have.
When you buy one, read carefully what exactly you are buying, the basic plan would not cover , such items like AC, ... more
0 votes Share Flag Thu Jun 26, 2014 Home Insurance in 91316
Mark S. Grus…, Real Estate Pro in Malibu, CA
Be protected. Avoid nasty and costly landlord/tenant disputes involving damage or missing items with a home inventory.Your vacation rental property is an investment, and thus it is important to protect… Read more
Blogged Thu Jun 19, 2014 by Mark S. Gruskin Rental Basics Property Q&A Home Insurance
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Hey Guys, I'm a little confused about buying home/condo owners insurance.
Hi Kevin ,

Happy Wednesday Again !

You should always have an owners policy to protect you in case some one slips & fell inside the unit or in case the building burned down you wo ... more
0 votes Share Flag Wed Jun 4, 2014 Home Insurance in Los Angeles
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Is it a good Idea to have the person you are renting to get renters insurance before they move in?
Hi Kevin,

Happy Wednesday !

It would be hard to force a tenant to get insurance after the fact ,you can always get some information on a tenant policy from your insurance company ... more
1 vote Share Flag Wed Jun 4, 2014 Home Insurance in Los Angeles
Tuchil, Home Buyer in Los Angeles, CA
Tuchil answered:
How much approximatelly would home insurance for 700sq.ft condo in Downtown be?
Do I need a permit to rent a room out of my home in riverside county?
0 votes Share Flag Mon Jan 6, 2014 Home Insurance in 90027
Brian Grosch, Real Estate Pro in Palm Beach Gardens, FL
December 2013       Ways to save on your Property Insurance !     -   Raise your Deductible If your mortgage company allows it, raise your deductible to $1000.00. This will create a savings… Read more
Blogged Tue Dec 10, 2013 by Brian Grosch How To... Home Insurance Home Ownership
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J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
Are "inactive" HOAs required to carry master policy insurance for the common area?
You would have to formally dissolve the HOA, which is probably not a good idea as you have an "undivided interest" with the other owner. You are trying to save a couple of $$$ but it co ... more
0 votes Share Flag Tue Nov 12, 2013 Home Insurance in 90278
Mike Linkena…, Real Estate Pro in Jacksonville, FL
Southern California, California Short Sale SpecialistWhat is a real estate short sale in Southern California?A quick sale in real estate, also commonly called a short sale, happens when a lender is willing… Read more
Blogged Thu Oct 31, 2013 by Mike Linkenauger Home Selling Foreclosure Home Insurance
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michellelong…, Real Estate Pro in Corona, CA
michellelongnaker answered:
Question about homeowner's insurance
That would be a great question to ask your real estate agent that sold you your home. They should be able to give you some suggestions.
0 votes Share Flag Tue Oct 29, 2013 Home Insurance in 90210
Anthony R. P…, Real Estate Pro in Sylmar, CA
Moisture and Water can be a Destructive and Harmful Force  Water may be essential to life on earth however, water and moisture intrusion can also be your enemy, flooding and unforeseen moisture can… Read more
Blogged Mon Oct 14, 2013 by Anthony R. Perez Home Buying Home Insurance Investment Properties
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KATRINA ROTH…, Real Estate Pro in Los Angeles, CA
Have You Ever Faced A Difficult Legal Issue?If you have, then you know how expensive it can be to hire a lawyer. Because of this, many people have turned to more affordable legal services plans.… Read more
KATRINA ROTH…, Real Estate Pro in Los Angeles, CA
IMPORTANT REAL ESTATE NEWS:One of my lenders informed me about several major changes that will take effect this April. FHA has made a final decision to increase the monthly mortgage insurance fees from… Read more
Blogged Sat Oct 5, 2013 by KATRINA ROTH | CDPE, REALTOR® Home Buying Financing Home Insurance
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Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
How much does home owners insurance cost in Los Angeles, CA?
It varies depending if you are in a hillside with brush,if the house is older ,etc. There are many factors that are involved .Check with a local insurance agent to get a good ball park ... more
0 votes Share Flag Thu Sep 5, 2013 Home Insurance in 90027
Sri Kesava |…, Real Estate Pro in Venice, Los Angeles,...
The process of buying a home is complicated. Consumers can become confused and frustrated with the mounds of paperwork and documents to sign. Fees show up at closing that can sometimes surprise buyers.Title… Read more
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Renee Tinsley, Real Estate Pro in 45305
Renee Tinsley answered:
i have just been dropped from my insurance company for too many claims and i'm having a problem getting insured. any suggestions on companies?
Typically, when a homeowner has too many claims, brokers will not insure you. However, there are alternatives. As long as you have been turned away by two or more insurance companies, ... more
0 votes Share Flag Wed Jun 26, 2013 Home Insurance in Los Angeles
Emmanuel Lat…, Real Estate Pro in Long Beach, CA
Emmanuel Lateju answered:
What should a home owner in Long Beach look for in a new home owners insurance policy?
Consult your Insurance agent or insurance company regarding regarding questions about Homeowners Insurance. A Home Owners Insurance Policy is designed to protect home owners against cer ... more
0 votes Share Flag Sun Jun 2, 2013 Home Insurance in Long Beach
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