Financing in Los Angeles County : Real Estate Advice

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Jacqui Rum, Real Estate Pro in Northridge, CA
Jacqui Rum answered:
I am foreign buyer (US citizen) and I want to buy condo around $200,000 and downpay 50%.
Hi Chaim,

Where are you looking to buy?
I would love to help. Did you want to rent the condo?
It all depends on what area of Los Angeles you are looking. Please let me know details ... more
0 votes Share Flag Wed Jul 20, 2016 Financing in 90012
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
Have a house in Moreno Valley CA fully paid off wants to use it to get line of credit with stated income.
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in Los Angeles
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
I am foreign buyer and want to buy condo around $330,000 and downpay 30% then need loan. who can help me?
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in 90012
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
I have a mortgage through Chase and interested in refinancing. Please advise or call 3104414266
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in 90024
Arpad Racz, Real Estate Pro in San Jose, CA
Arpad Racz answered:
How do I find properties where owner will carry the loan?
Hi,

Our local Multiple Listing Service has properties where they indicate SMC 1st (Seller may carry a first loan), SMC 2nd, and other indicators. I can search our local MLS (in the S ... more
0 votes Share Flag Sat Jul 16, 2016 Financing in Woodland Hills
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Are there any brokers that use Freddie Mac guidelines for refinancing a home? I am looking for one. I am out of California. Thanks!
I can use either Freddie or Fannie,

Rich Littlefield
Sophisticated Financial
714-968-2500

License 287206 Equal housing lender
0 votes Share Flag Wed Jul 6, 2016 Financing in 91104
Steven Wiegn…, Real Estate Pro in Riverview, FL
Steven Wiegner answered:
Is anyone familiar with Fannie Mae's Homestyle loan program?
Steve Wiegner a 203k/ Fannie Mae Homestyle Consultant with over 12 years experience and thousands of projects provided. let me know how I can assist 813 625 2421 sw1919@aol.com th ... more
0 votes Share Flag Mon Jun 27, 2016 Financing in Los Angeles
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Can i use money from a Home Equity Line of Credit for a down payment 2nd home and mortgage the rest?
Yes. I have tried to anwser this question and for some reason it keeps getting deleted. I think everyone's responses to you are getting deleted.

Alex Greer
Loan Officer
408-352-514 ... more
0 votes Share Flag Fri Jun 24, 2016 Financing in 90014
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Hello everyone, I'm a Navy Vet looking to construct a home (406k) in Whittier/Covina region. Any construction loan products Vet friendly?
Hi Nomar,

We offer a construction-to-perm VA loan, which would allow you to finance the purchase of the lot/land, the cost of constructing a home, and even the closing costs as well. ... more
0 votes Share Flag Wed Jun 22, 2016 Financing in Whittier
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
95% LTV Jumbo loan needed with 5% down. -excellent credit, high income!
You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score. Your fico scores can be raised within 3-4 days in mo ... more
0 votes Share Flag Thu Jun 16, 2016 Financing in Los Angeles
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
REFINANCE-My loan officer gave me a disclosure LE and late sent me a Closing Disclosure.The closing cost has increased tremendously.Added Origination
That is a ridiculous fee. I would be more than happy to take over the refinance. We do not charge any origination fee.

I do not check replies, so if you have a comment or question em ... more
0 votes Share Flag Tue Jun 14, 2016 Financing in Los Angeles
Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
It seems that sellers prefer not to deal with VA loans. Why?
I'd advise not to listen to the unethical comment about going in conventional then switching it later. The purchase agreement that buyer and seller agree to mention the terms of financ ... more
0 votes Share Flag Sun Jun 12, 2016 Financing in 91342
Unspecified, Renter in Sunnyvale, CA
Unspecified asked:
Are there any recommend banks in LA that will issue a HELOC secured by raw land alone? I've purchased some land and believe an appraiser will find it to be of relatively high value but I need to make some basic improvements and it seems like home equity would be the best way…
0 votes Share Flag Mon Jun 6, 2016 Financing in Los Angeles
Saraatmcad, Home Buyer in Los Angeles, CA
Saraatmcad asked:
How accurate is the affordability income estimate for rentals? How accurate is the affordability income estimate Trulia shows me for individual rentals? There are many discussions about this for home buying (taxes and many other ownership costs) but…
0 votes Share Flag Mon Jun 6, 2016 Financing in 90026
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I'm looking for a 95% jumbo loan with 660 score in California. Must be a jumbo, not a high balance loan since it is in San Bernardino County.
You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score. Your fico scores can be raised within 3-4 days in mo ... more
0 votes Share Flag Fri Jun 3, 2016 Financing in Los Angeles
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
I am looking to purchase a single family home combined income 165K credit is fair, how can I get financed?
Sounds like a slam dunk to me.

Unless I am missing something. I do specialize in getting the lowest rate possible for people with less than perfect credit.

714-968-2500

Equal ... more
0 votes Share Flag Thu Jun 2, 2016 Financing in 91505
Rubynelson190, Home Buyer in New York, NY
Rubynelson190 answered:
I need a $25,000 loan but I have no credit history.....
I have said to my self that i will continue to testify what Jesse Financial Home did for me. Are you looking for a way to set–up or expand your business? Replace your car, debt consol ... more
0 votes Share Flag Sun May 29, 2016 Financing in Los Angeles County
Bill Cook, Real Estate Pro in Manhattan Beach, CA
Bill Cook answered:
Mortgage with 10% down?
I have a few programs with 10% down to $2.5 million.

You will need to have 9-12 months in PITI reserves.

It can be structured as one loan or two loans, ARM or fixed-rate depending ... more
0 votes Share Flag Sat May 21, 2016 Financing in Agoura Hills
Jamesliebeng…, Home Buyer in Long Beach, CA
Jamesliebenguth answered:
My husband and I are looking for a trusted, helpful and dependable mortgage broker/lender in Long Beach, CA . Any suggestions?
At http://www.easydocloans.com or http://juststatedincomeloans.com/ they are able to help self employed persons get a home loan with no tax returns with a low score like that. I hope th ... more
0 votes Share Flag Fri May 6, 2016 Financing in Long Beach
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Where can i get a super jumbo 7/1 refinanced? Pristine credit borrower
It only takes a few dozen questions to qualify and go over your rate and term options. Here are some links to study about me as well as web reference links to many loan programs...

S ... more
0 votes Share Flag Fri May 6, 2016 Financing in 90024
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