Credit Score in Los Angeles County : Real Estate Advice

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Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
Well, since I can not write a comment for a really bad lender, I have to leave my notes here.
Lenders can't run a credit report without your permission, and I don't know that 3 inquiries would 'ruin' a good credit score. Not sure it's fair to trash a guy's reputation simply beca ... more
1 vote Share Flag Wed May 18, 2016 Credit Score in Los Angeles
veloris.v.mc…, Other/Just Looking in Georgetown, TX
veloris.v.mckay asked:
HELOC expiring in the fall. Planning to sell in the next year. Should I suck it up ($300 vs $200) and keep my good credit score or refi? HELOC is a variable rate. Credit scores in the high 700's. Planning to retire after sale and relocate to a more tax friendly state.
0 votes Share Flag Thu May 12, 2016 Credit Score in 91342
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Loan or no loan?
Bad idea.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
http://w ... more
0 votes Share Flag Fri Apr 15, 2016 Credit Score in Los Angeles
Samira2424, Home Buyer in New York, NY
Samira2424 answered:
Hello..I have a credit score of 588 and my husbands is 587. We both make over 100k a year. Would we qualify for a home loan?
I have a great recommendation if your concerned about your credit report and score. Call 1-800-368-4193 make sure you ask for Alicia. Worked with her last year to help remove inaccurat ... more
0 votes Share Flag Sat Apr 2, 2016 Credit Score in Los Angeles
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I am a first time buyer, i have no money down. A house with option to buy is a good idea. Do you know where to direct me to start this process?
It is not a good option, a lease purchase is good for a buyer who can get a mortgage but has not saved money enough for a down payment and or closing costs. Most lease purchases require ... more
0 votes Share Flag Mon Mar 7, 2016 Credit Score in Los Angeles
MeganMc5, Real Estate Pro in Seattle, WA
MeganMc5 answered:
I am New Landlord , want to check tenant's eviction record, how can i do this?
Hello Nitin -
I agree that it is important to do an eviction records check on your prospective tenants - however there are other elements of a tenant screening report that are equally ... more
0 votes Share Flag Fri Mar 4, 2016 Credit Score in Los Angeles
Sheyenne Sch…, Real Estate Pro in Torrance, CA
Sheyenne Schultz answered:
what credit score is needed to get a home lone?
You can get a home loan here in LA or OC county with a FICO as low as 550! This is VA and FHA as well as conventional 5% down or more!
These are done all day long and we CLOSE! 310-42 ... more
0 votes Share Flag Sat Aug 22, 2015 Credit Score in 90047
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
My husband and I was advised to pay bills that are in collections on our credit to raise our credit score. Will this help or hurt our score?
what is your current score? We have a system that we use in conjunction with the credit companies that will show us how to get a better score immediately. this may not mean just paying ... more
0 votes Share Flag Fri Jun 12, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
hi. i am immigrating to us for life. so i do not have any information about credit score.law ,conditions and other aspects(especially loan type).
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
Limited credit history and mortgage loans
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
My credit score is currently "Weak". Should my husband and I apply for a loan now or wait for my credit score to go up?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
hi. i am immigrating to us for life. so i do not have any information about credit score.law ,conditions and other aspects(especially loan type).
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
I have a special assessment of $4,000 that we are suppose to pay in one year. This is a hardship. If I pay it over an 18 mo. period instead of a 12
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
What are the FHA Credit Score guidelines for a Loan? I've heard 640 and 600, even 580.
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu May 7, 2015 Credit Score in Los Angeles
 Rich, Real Estate Pro in Las Vegas, NV
Rich answered:
do i qualify for a home with a credit score of 588?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
1 vote Share Flag Sun Apr 19, 2015 Credit Score in Los Angeles
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
can you let me no if the rental house on 2818 Eckleson in Lakewood is truly for rent .Evan said he was the owner recieved an email from Evan.
Joyce,
This home is For Sale at $419,000 and I suspect you found a scam. Rental scams are common here and on any site that allows the general public to post. Please be very cautious w ... more
0 votes Share Flag Mon Jan 26, 2015 Credit Score in Lakewood
Tristam Biel…, Real Estate Pro in South Pasadena, CA
Tristam Bielecki answered:
Eviction on credit
If you believe there are errors on your credit report, find out which of the three agencies is reporting this and contact them to have it removed. Credit reporting is not always 100% ac ... more
0 votes Share Flag Tue Nov 18, 2014 Credit Score in Santa Fe Springs
Cecilia Barr…, Renter in Sun Valley, CA
Cecilia Barrera asked:
I am looking for apartments that don't do credit checks and/evictions aren't a problem.problem is that i don;t know where to look i have a poor credit score boyfriend has 1 eviction need to move in my august 1..need help a.s.a.p
0 votes Share Flag Sun Jul 13, 2014 Credit Score in Sun Valley
Oscar Gonzal…, Real Estate Pro in Norwalk, CA
Oscar Gonzales answered:
IF THE SAME MORTGAGE COMPANY PULLS MY CREDIT MORE THAN ONCE IN A 3 MONTH PERIOD, WILL THIS HURT MY SCORE?
Hello,

It will hit, but for a few points only.

Oscar Gonzales
WestCo Realty
562-244-2055
BRE#01771716
0 votes Share Flag Sat May 24, 2014 Credit Score in 90650
Kevin McLaug…, Real Estate Pro in Wildomar, CA
Kevin McLaughlin answered:
No cost credit repair
As Cindy said, you can do it yourself. There are plenty of online examples of letters to write and actions to take. Good luck!
0 votes Share Flag Wed Apr 23, 2014 Credit Score in Compton
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