Home Insurance in Los Angeles : Real Estate Advice

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Kola70, Home Buyer in Los Angeles, CA
Kola70 answered:
How much approximatelly would home insurance for 700sq.ft condo in Downtown be?
Annual premium is between $300 to $ 150 for renter insurance.
0 votes Share Flag Sun Oct 18, 2015 Home Insurance in 90027
Kola70, Home Buyer in Los Angeles, CA
Kola70 answered:
How much does home owners insurance cost in Los Angeles, CA?
It is about 1500 around my area
0 votes Share Flag Sun Oct 18, 2015 Home Insurance in 90027
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Hey Guys, I'm a little confused about buying home/condo owners insurance.
Hi Kevin ,

Happy Wednesday Again !

You should always have an owners policy to protect you in case some one slips & fell inside the unit or in case the building burned down you wo ... more
0 votes Share Flag Wed Jun 4, 2014 Home Insurance in Los Angeles
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
Is it a good Idea to have the person you are renting to get renters insurance before they move in?
Hi Kevin,

Happy Wednesday !

It would be hard to force a tenant to get insurance after the fact ,you can always get some information on a tenant policy from your insurance company ... more
1 vote Share Flag Wed Jun 4, 2014 Home Insurance in Los Angeles
Renee Tinsley, Real Estate Pro in Springboro, OH
Renee Tinsley answered:
i have just been dropped from my insurance company for too many claims and i'm having a problem getting insured. any suggestions on companies?
Typically, when a homeowner has too many claims, brokers will not insure you. However, there are alternatives. As long as you have been turned away by two or more insurance companies, ... more
0 votes Share Flag Wed Jun 26, 2013 Home Insurance in Los Angeles
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
My clients are having trouble getting homeowners insurance for houses we are looking at in the Sherman Oaks Hills.
Try MERCURY

I left Farmers for them years ago!

Best of Luck to You!

KAwain Payne, REaltor
0 votes Share Flag Fri Apr 19, 2013 Home Insurance in Los Angeles
ash1newyork, Home Owner in Brooklyn, NY
ash1newyork answered:
Approximately how much would homeowners insurance be for a single two-story family home built in 1917 in 90023
Try Capital Insurance At 718-626-6111...i got insurance through them...
0 votes Share Flag Wed Mar 27, 2013 Home Insurance in 90023
Dorene Slavi…, Real Estate Pro in Torrance, CA
Dorene Slavitz answered:
What is the best company for homeowners insurance? Who has the best coverage? Who is the cheapest?
Dear Labuyer,
Rates for Homeowners insurance fluctuate depending upon the home and location. Many of my buyers go with the same company that insures their cars and get a package rate f ... more
0 votes Share Flag Tue Mar 19, 2013 Home Insurance in Los Angeles
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Approximately, how much would a earthquake ins be for an 8 unit condo with a subterranean garage, security building, that is 33 years old in 91607.
Check with your current homeowners insurance agent/ auto insurance agent. They may give you a break if you bundle policies.


MAKE SURE AND ASK WHAT YOUR DEDUCTIBLE WILL BE! SOME EA ... more
0 votes Share Flag Fri Dec 7, 2012 Home Insurance in Los Angeles
wael mohammad, Other/Just Looking in Los Angeles, CA
wael mohammad answered:
For earthquake insurance, is "loss assessment" coverage not applicable for condominiums that have no association?
From a insurance perspective and if you have two different addresses according to the la county records, you may be required by your lender to have two different polices for each unit. ... more
0 votes Share Flag Mon Oct 29, 2012 Home Insurance in Los Angeles
Deborah Garv…, Real Estate Pro in San Diego, CA
Deborah Garvin answered:
How much does home owners insurance cost in Los Angeles, CA?
Jessica,

As a lender, I typically use a factor of .35 X loan amount for estimating insurance premium. This has always been common practice in the mortgage industry; however, I can n ... more
0 votes Share Flag Tue Jun 5, 2012 Home Insurance in 90027
Donald Steve…, Real Estate Pro in Fontana, CA
Donald Stevens answered:
I just did an FHA streamline refi for my condo. Two months after funding, the bank is demanding I double my HO-6 coverage. Is this legal? Or normal?
It is illegal in California for a bank to demand a certain amount of insurance coverage to cover the loan. Insurance is designed to make you whole, not pay off your loan. An insurance p ... more
0 votes Share Flag Thu May 24, 2012 Home Insurance in Los Angeles
Donald Steve…, Real Estate Pro in Fontana, CA
Donald Stevens answered:
I am having trouble getting insurance on my REO properties. Can anyone help me?
We have insurance for bank owned and REO properties. We also offer forced place insurance policies for banks. We specialize in property insurance.
0 votes Share Flag Thu May 24, 2012 Home Insurance in Los Angeles
Mimi Davies, Real Estate Pro in Santa Monica, CA
Mimi Davies answered:
Does anyone recommend one Home Warranty Company over another or are they all pretty much the same in the Santa Monica/Venice area?
Hi Jojo

I was going to recommend Melissa Gillmer at AHS as well.

Good luck,

Mimi
0 votes Share Flag Wed Feb 1, 2012 Home Insurance in Los Angeles
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