Financing in Los Angeles : Advice

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Chris Hendri…, Real Estate Pro in Los Angeles, CA
Chris Hendricks answered:
Where can I get a home equity loan at 90% LTV for an owner occupied home in Southern California?
We can go to 89.9%, but only piggyback with a 1st TD so you would have to be doing a purchase or refinancing your existing 1st TD.
0 votes Share Flag Yesterday at 2:36pm Financing in 90019
Morethanlend…, Home Seller in USA, Mobile, AL
Morethanlending answered:
What are my chances of getting my fha loan approved? I plan on putting down 5.1% and upward of 10% if necessary.
ICC Mortgage And financial Services, Is a sincere and certified private
Loan company approved by the Government, we give out international and
local loans to all countries in the wo ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in Harbor City
Inna Ivchenko, Real Estate Pro in Encino, CA
A pre-approval letter is more reliable than a pre-qualification letter. A pre-qualification letter has too many loopholes. It includes language such as “pending verification of buyer provided information.”… Read more
Blogged Fri Apr 18, 2014 by Inna Ivchenko Home Buying Financing
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Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
what does close of escrow plus 3 days mean?
Hi Joe,

It means that the sellers has asked to stay in the house 3 days after the escrow has closed,this is typical for many sellers in today's market ,that way the sellers make sur ... more
0 votes Share Flag Mon Apr 7, 2014 Financing in Los Angeles
Amortgageadv…, Real Estate Pro in Los Angeles, CA
FHA Home Loans can help you buy a California home even if you have damaged credit. Take the first step by speaking with a California FHA Home Loan specialist. At http://www.AMortgageAdvisor.com we offer FHA… Read more
Blogged Fri Apr 4, 2014 by Amortgageadvisor.com Home Buying Financing Credit Score
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Ben Stoodley, Real Estate Pro in San Diego, CA
Ben Stoodley answered:
I had a short sale a little over a year ago and now want to buy an investment property in nevada. Is financing available?
If it is an investment property that is non-owner occupied, you could always go the Private Money route. We lend in California, Nevada and Arizona. Most private money lenders are not cr ... more
0 votes Share Flag Mon Mar 31, 2014 Financing in Los Angeles
Jeff Hutchis…, Real Estate Pro in Chicago, IL
FHA streamline refinance mortgage rates update 03/31/2014:  FHA streamline mortgage rates drop at Allied First Bank.  Our  FHA mortgage rates are among the lowest in the country.  Get a current… Read more
Blogged Mon Mar 31, 2014 by Jeff Hutchison nlms#97046 Financing
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Jeff Hutchis…, Real Estate Pro in Chicago, IL
FHA mortgage rates update 03/31/2014:  FHA mortgage rates drop at Allied First Bank.  Our  FHA mortgage rates are among the lowest in the country.  We are FHA loan experts.  Get a current  fha… Read more
Blogged Mon Mar 31, 2014 by Jeff Hutchison nlms#97046 Home Buying Financing Credit Score
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Corey Curwick, Real Estate Pro in Salt Lake City, UT
“Why can’t you qualify for a bank loan?” This is always my first question to a borrower who comes to us for a bridge loan. On one particular day, the borrower I was talking to on the other line,… Read more
Blogged Wed Mar 26, 2014 by Corey Curwick Financing Rentals Investment Properties
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David Chiles, Real Estate Pro in Los Angeles, CA
The CEO of Bank of America should be in jail serving a life sentence on conspiracy and fraud charges before any homeowner feels bad about defaulting on a loan. I understand that some homeowners may feel… Read more
Blogged Thu Mar 20, 2014 by David Chiles Market Conditions Financing Foreclosure
Winston Rowe…, Real Estate Pro in California
Winston Rowe & Associates, a leading hard money firm specializing in commercial bridge loans for acquisition, refinances bankruptcies and foreclosures.Their creative financing expertise enables them… Read more
Blogged Wed Mar 19, 2014 by Winston Rowe & Associates Financing
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Liz Maldonado, Real Estate Pro in Manhattan Beach, CA
Qualification for an FHA loan on your desired new home must satisfy a strict FHA inspection, including criteria for health, safety, and security. These inspections are supplement FHA-approved appraisal.… Read more
Blogged Wed Mar 5, 2014 by Liz Maldonado Home Buying Financing
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
What if you are a college student looking for a home?
Hello Caleb,
.


Sounds like you are looking for a home to rent. Many landlords rent to college students.

If your income alone is not enough to cover the rent, consider getting r ... more
0 votes Share Flag Mon Mar 3, 2014 Financing in Los Angeles
Brad Yzermans, Real Estate Pro in Temecula, CA
Brad Yzermans answered:
Are there any special loan programs for first time buyer California teachers?
Just Announced! CalPATH is a new California Teacher Home Loan Program for CalSTRS members and offers more favorable terms with discounted rates, reduces fees, and down payment options ... more
1 vote Share Flag Tue Feb 25, 2014 Financing in Los Angeles
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz (213) 814-5238 answered:
i have been approved for an fha loan up to 70,000. my mortgage broker told me that he would only work with me if i bought a home that cost 50,000 min
50K is the minimum I have heard of. Please check around for a few other lenders to be sure.
0 votes Share Flag Tue Feb 25, 2014 Financing in 90066
Katherine Jo…, Real Estate Pro in San Bernardino, CA
Katherine Johnson answered:
Where can I do an equity line behind a 40/30 loan?
whats a 4-/30 loan? if you have equity check with your lender they can give you the best advice..
0 votes Share Flag Tue Feb 18, 2014 Financing in 90019
realtors, Both Buyer and Seller in Los Angeles, CA
Conventional loans, as the name suggests, are normal bank loans backed by major mortgage note buyers like Fannie Mae or Freddie Mac.  Most conventional loans will feature 15 or 30 year terms, and have… Read more
Blogged Tue Feb 11, 2014 by realtors Home Buying Financing
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realtors, Both Buyer and Seller in Los Angeles, CA
Loan, debt and taxation are very common and regular issues for many people in recent days. You do not have to include any forgiven loan or debt amount in your income tax report, even a few days back. Mortgage… Read more
Blogged Tue Feb 11, 2014 by realtors Market Conditions Financing How To...
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Stephanie Ir…, Real Estate Pro in Los Angeles, CA
Stephanie Irto answered:
In Cali, does the broker I hang my mortgage license with have to be a licensed mortgage loan officer too or do they just need a brokers license?
I'm surprised to see so many of the answers below stating that the broker does not need also need to be registered with the NMLS as an originator. That would be the case if you just pl ... more
0 votes Share Flag Fri Jan 24, 2014 Financing in Los Angeles
Lender - Al…, Real Estate Pro in 77069
Lender - Al Rodenburg answered:
Is anyone familiar with Fannie Mae's Homestyle loan program?
I can assist with the Homestyle renovation loan - in all 50 states. For more information, you can reach me at: alfer.rodenburg@flagstar.com or call: (832) 924-3219
notes: up to 95% fin ... more
0 votes Share Flag Thu Jan 23, 2014 Financing in Los Angeles
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