Financing in Los Angeles : Real Estate Advice

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Thinkingfast…, Home Buyer in Los Angeles, CA
Thinkingfastslow1 asked:
What is the best 30 year FHA refinance rate for FICO 660? What is the best 30 year FHA refinance rate for FICO 660? Loan $480,000, home value $680,000.
0 votes Share Flag Yesterday at 8:05pm Financing in Los Angeles
Radlerjeff, Home Buyer in Ludlow, MA
Radlerjeff answered:
I am foreign buyer (US citizen) and I want to buy condo around $200,000 and downpay 50%.
The easiest way to buy a mortgage is from a credit union, simply because they offer competitive rates, good facilities, in-branch and 24/7 banking services, member benefits, etc. You ca ... more
0 votes Share Flag Tue Jul 26, 2016 Financing in 90012
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
Have a house in Moreno Valley CA fully paid off wants to use it to get line of credit with stated income.
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in Los Angeles
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
I am foreign buyer and want to buy condo around $330,000 and downpay 30% then need loan. who can help me?
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in 90012
Harriscoldwi…, Home Buyer in Los Angeles, CA
Harriscoldwilson answered:
I have a mortgage through Chase and interested in refinancing. Please advise or call 3104414266
My name is Harris willson,CEO Runzi loan firm i offer 2.5% loan to support you get a house of your choice.contact me personally with this email. harriscoldwilson@outlook.com
0 votes Share Flag Mon Jul 18, 2016 Financing in 90024
Steven Wiegn…, Real Estate Pro in Riverview, FL
Steven Wiegner answered:
Is anyone familiar with Fannie Mae's Homestyle loan program?
Steve Wiegner a 203k/ Fannie Mae Homestyle Consultant with over 12 years experience and thousands of projects provided. let me know how I can assist 813 625 2421 sw1919@aol.com th ... more
0 votes Share Flag Mon Jun 27, 2016 Financing in Los Angeles
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
Can i use money from a Home Equity Line of Credit for a down payment 2nd home and mortgage the rest?
Yes. I have tried to anwser this question and for some reason it keeps getting deleted. I think everyone's responses to you are getting deleted.

Alex Greer
Loan Officer
408-352-514 ... more
0 votes Share Flag Fri Jun 24, 2016 Financing in 90014
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
95% LTV Jumbo loan needed with 5% down. -excellent credit, high income!
You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score. Your fico scores can be raised within 3-4 days in mo ... more
0 votes Share Flag Thu Jun 16, 2016 Financing in Los Angeles
Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
REFINANCE-My loan officer gave me a disclosure LE and late sent me a Closing Disclosure.The closing cost has increased tremendously.Added Origination
That is a ridiculous fee. I would be more than happy to take over the refinance. We do not charge any origination fee.

I do not check replies, so if you have a comment or question em ... more
0 votes Share Flag Tue Jun 14, 2016 Financing in Los Angeles
Unspecified, Renter in Sunnyvale, CA
Unspecified asked:
Are there any recommend banks in LA that will issue a HELOC secured by raw land alone? I've purchased some land and believe an appraiser will find it to be of relatively high value but I need to make some basic improvements and it seems like home equity would be the best way…
0 votes Share Flag Mon Jun 6, 2016 Financing in Los Angeles
Saraatmcad, Home Buyer in Los Angeles, CA
Saraatmcad asked:
How accurate is the affordability income estimate for rentals? How accurate is the affordability income estimate Trulia shows me for individual rentals? There are many discussions about this for home buying (taxes and many other ownership costs) but…
0 votes Share Flag Mon Jun 6, 2016 Financing in 90026
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I'm looking for a 95% jumbo loan with 660 score in California. Must be a jumbo, not a high balance loan since it is in San Bernardino County.
You may consider 5% down Jumbo with a minimum 720 fico score from 417k up to 1.5 million and 10% down from a minimum 680 fico score. Your fico scores can be raised within 3-4 days in mo ... more
0 votes Share Flag Fri Jun 3, 2016 Financing in Los Angeles
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Where can i get a super jumbo 7/1 refinanced? Pristine credit borrower
It only takes a few dozen questions to qualify and go over your rate and term options. Here are some links to study about me as well as web reference links to many loan programs...

S ... more
0 votes Share Flag Fri May 6, 2016 Financing in 90024
Richard Litt…, Real Estate Pro in Fountain Valley, CA
Richard Littlefield answered:
Can I qualify for a refi of my mortgage with my wife on temporary disability ?
Sounds like maternity leave or something As long as you qualify without her income. No problem. Otherwise you may be able to do it with a letter from her employer.
0 votes Share Flag Wed Apr 6, 2016 Financing in Los Angeles
Richard Litt…, Real Estate Pro in Orange, CA
Richard Littlefield answered:
Need a non-owner occupied home loan refi, no cash out at 80%
If you have not already taken care of that I can do that for you.
0 votes Share Flag Wed Mar 30, 2016 Financing in Los Angeles
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answered:
I need a 90%-95% CLTV Cash Out Refi or HELOC
A HELOC would be your best bet. A cash out refi with hard money would be available http://www.northcoastfinancialinc.com/cash-out-refinance-loans/ but the rates would be much higher and ... more
0 votes Share Flag Fri Jan 29, 2016 Financing in Los Angeles
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
Where would I find the Condo ID#, that is needed to apply for FHA Loan. Property address 5000 Centinela #144
This is a very difficult task.
FHA lists both name and condo ID and street names (on some).
As a lender, we got to the FHA website and look up the condo name, the condo ID (if we have ... more
0 votes Share Flag Wed Jan 6, 2016 Financing in Los Angeles
Rich Reed, Real Estate Pro in Arcadia, CA
Rich Reed answered:
where can i get a home equity loan at 90% LTV for an owner occupied home in naples florida?
This is posted in "90019," Los Angles, CA. Maybe someone in Naples, FL could help you better.
0 votes Share Flag Thu Dec 17, 2015 Financing in 90019
Claudia Mull…, Real Estate Pro in
Claudia Muller Gravelle answered:
was denied credit for a home equity line of credit but they are still doing a property search why the property search?
My only guess at this: when you applied for this loan, the lender ordered a report that confirms how many properties you own, how much is owed on them, etc.
Regardless of what you disc ... more
0 votes Share Flag Tue Dec 8, 2015 Financing in Los Angeles
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
I am looking for Jumbo Cash-Out Refinance with 80% LTV in Los Angeles area, any suggestions? What is the best way to search for this type of lenders?
Please call my lender Brian McKim with Skyline Mortgage ,his # is 818-421-4737,good luck !
0 votes Share Flag Mon Dec 7, 2015 Financing in Los Angeles
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