Angie's list is getting big
But if I personally was looking for a quality contractor I would seek the opinion of friends and family for a referral. Also, realtors can be a big advocate. They can refer you to investors who are looking to flip homes or fix them up and rent them.
You may also want to join a network group through BNI. I know there are contractors in my group and we refer them a lot of business.
Good luck!... more
Go to the LA Department of Building and Safety to investigate if the City will allow the addition and if will issue a permit for it and what the restrictions are. Then you interview a few reputable licensed contractors and ask them to bid on your project. They usually work with architects and engineers who do the design for you and can include it in their bids and also will pull the necessary permits for you. However you can hire an architect and pull permit yourself once you have the approved plans but if you don't have any experience and never done this before, it is better to let the contractors deal with it. But make sure the contractor you hire is licensed and ask for references and interview their previous clients before you sign a contract.
Good luck... more
I am willing to bet someone in ANY part of the country has, at one time or another, had a negative experience with a contractor. Sometime minor, sometimes catastrophic. Unfortunately, too many homeowners do not do enough research to ensure they are really hiring the most competent contractor. Or, they hire their neighbors "son, brother, cousin" with out doing any due diligence and/or they simply hire the contractor with the lowest bid.
All of these examples are a sure fire way to prompt the question you have posed. I have written blogs on this (having worked in renovation financing, remodeling business and acting as my own General Contractor as number of times, I do have a few tricks) and have a couple suggestions:
1). Get multiple referrals from past and current customers.
2). Find customers the contractor does not give you the names and addresses
3). Visit a work site/project in process. Is it orderly? Are the homeowners happy to the overall experience.
4). Check out Angie's List
5). Check licenses, insurance, liens, etc.
There are great contractors in all fields...and there are some not so great. Doing your due diligence will help avoid frustration.
All my best,
NMLS #279125... more
I will let a local expert let you know the local particulars, but just wanted to add a note to consider making changes that can easily be undone if needed. If you want to sell the home down the road, many may skip a home withut a functional garage.
There probably are not as many as there once was since things have changed in Real Estate. Two of the condo's I sold were in REO status but this was several years ago. Loan denials are usually something complex, such as HOA default or the condition of the property itself.
Some common Loan Denial Reasons are:
Properties are being overpriced and appraisals coming in much lower
Not following condominium guidelines(Are there more than 15% of the tenants delinquent with their HOA dues? If so then Fannie, Freddie and FHA for example will not lend in this complex.)... more
Exactly, it all depends on the scope of work, if wall, plumbing, and electicity etc. need to be significantly changed and you fondness for finer things.
The kitchen remodel would be considerably more than a bathroom simply because of the amount of cabinets, larger size, and appliances. The previous post is on the mark for a price range of between $5,000 and $50,000.
You can save yourself a lot of money by pulling the permits for the work yourself and having an experienced tradesman do the work for you on the side.
Good luck... more
There’s more to buying a house than simply being able to afford a mortgage payment. Prospective homeowners also have to save up for a down payment, investigate the area, and make sure there’s nothing
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No one should EVER pay anyone upfront fees to help sell their house. I'm assuming your friend is trying to avoid foreclosure? Have your friend contact a Real Estate agent for assistance asap.
I do believe that these programs are offered directly from your own lender as it is essentially a restructuring of you own loan with principal reduction.
There are some programs that allow up to 125% LTV but that's not really a short refinance.
I haven't heard of a lot of these short refis going through but I will be hopeful that you will be the exception not the rule. I think you should start with your lender and then work outward. I have heard that sometimes they ask for a large payment in order to make it happen so you should be ready for that possibility as well.
Check with a local loan broker and your bank. You should also consult with an attorney.... more
First, seller's escrow fees are normally debited from the seller's proceeds and paid to escrow and all other providers at close of escrow....they wouldn't necessarily have to pre-pay any of those expenses so your question doesn't make a lot of sense. Additionally, the purchase agreement should spell out the division of fees between buyer and seller so double check your contract who is paying for what. It is escrow's job to then carry out the elements of the contract and as concerns escrow fees, they would simply debit the seller at closing.... more
Did you hear? The FHA is reducing the maximum size of the mortgages it will back, something Fannie Mae and Freddie Mac have already begun doing. At the beginning of 2014, FHA-insured loans in popular locations
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