Home Buying in Long Beach : Advice

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Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo and Associates answered:
We are looking to purchase in Belmont Shore.
This is Southern California. There is no Shut Down period. It is sunny 320+ days a year. Are you looking to buy beach front or Bay Front? Have you considered the Peninsula as well? Feel ... more
0 votes Share Flag Fri Jul 24, 2015 Home Buying in Belmont Shore
Pate4RealEst…, Both Buyer and Seller in Carlsbad, CA
Pate4RealEstate answered:
VA Home Loan Lender Referrals?
Pate4RealEstate, Both Buyer and Seller, Carlsbad, CA

I worked as a Mortgage Broker/Realtor under Meghan Fitzpatrick for several years, until I moved out of the area and relinquished ... more
0 votes Share Flag Thu Jul 9, 2015 Home Buying in Long Beach
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
Explain Hard Money
Here's a resource with many common questions about hard money: http://www.northcoastfinancialinc.com/hard-money-loan-lender-faq/
0 votes Share Flag Thu Jul 9, 2015 Foreclosure in Long Beach
Sheyenne Sch…, Real Estate Pro in Torrance, CA
Sheyenne Schultz answered:
How big of a down-payment can first time home buyers expect to put down in Long Beach?
You can go VA loan ZERO DOWN! *if u were in military or currently in military I have the lender!
You can go FHA 3.5% down *most or all of the 3.5% DOWN can be a GIFT from someone you ... more
0 votes Share Flag Fri Jul 3, 2015 Home Buying in Downtown Long Beach
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
my husband and I planned to relocate to California next fall, we plan to rent until we both find jobs and maybe buy within a year or two.
Yes, in fact the rents out here are crazy high, so even with zero down the payments on buying are not too much different than renting.

714-968-2500
0 votes Share Flag Thu Jun 18, 2015 Home Buying in Long Beach
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
can my son in law pay downpayment for home that I purchased for him because his credit is not good? I am on the loan and he will be on the title?
Hello Rebecca, yes he could if he has it or if he has a minimum 580 fico score he may qualify for as low as .5% half percent down payment program.

If you figure out what cities/zip ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in 90755
Ritadawn, Home Buyer in Dallas, TX
Ritadawn answered:
Can someone explain what is a legal quiet title action?
A quite title action is generally filed to correct or change the way title is held to the property because the parties who messed it up are no longer around or in dispute. It doesn't re ... more
0 votes Share Flag Thu Jun 11, 2015 Home Buying in 90802
Yvonne Krone…, Real Estate Pro in Long Beach, CA
Yvonne Kroneberger answered:
I was searching on Trulia for homes in Long Beach, CA. Please send me more information about listings in this area, please let me know prices and cond
HI. Trulia CAN be a good place to start looking but it isn't always very accurate. If you would like to tell me what you are looking for in the Long Beach area and your price point, it ... more
0 votes Share Flag Wed Jun 3, 2015 Home Buying in Marina Pacifica
Alex Greer, Real Estate Pro in California
Alex Greer answered:
My girlfriend wants to refinance cash out with SS# good credit no income I have income ,W2 & ITIN#, is this possible? Thanks
Yes. Based on you having a W-2 it sounds like you have the correct Visa to go with your ITIN# in order to get a conventional loan.

I do not check replies, so if you have a comment or ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in 90802
Susan Gay, Home Buyer in Vidor, TX
Susan Gay answered:
Can you still get a seller to pay closing costs in a sellers market?
With a full price off they may pay all or some. Depends on their bottom line. You can always ask.
0 votes Share Flag Fri May 15, 2015 Home Buying in Long Beach
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo and Associates answered:
I'm going to make an offer on a bank-owned house. How long do banks typically take to respond?
So this question was asked a long time ago. Nowadays Bank Owned properties make up such a small percentage of the available homes for sale on the MLS. The few that make it usually have ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in 90808
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo and Associates answered:
First time buyer? Why do you need an agent?
A first time home buyer needs an agent to represent them just as much as a 2nd or 3rd time home buyer. The market changes, rules. laws, guidelines, etc. An experienced agent or broker w ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in 90808
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo and Associates answered:
i updated my house's sq ft but it didn't change on your website. I tried to change it to what the county records has it at but it
County records show the property as 1799 Sq. Ft. The lot size is recorded as 7202 sq ft. Banks and appraisers will go by the County Records. If you have permitted additions make sure th ... more
0 votes Share Flag Tue Apr 28, 2015 Home Buying in 90808
Teriann, Real Estate Pro in 90703
Teriann answered:
I'm trying to find a New home for me and my family. I can't find anyone who I can finance through. And a great area for me to move my
Hello Da,
My peers have given you great information and good questions for you to consider. I hear the frustration in you plea. My advise is don't give up! Search for the one knowledg ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in Long Beach
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
We are looking for a 3 bed 2 bath home with at least 1500 sq ft. We have a large down payment and good credit scores. We can spend 450K and would
Hello Debbie, the home purchase prices in 90815 zip code currently start from 489k for 3bd 2ba single family home. If you figure out what cities/zip codes you are considering, minimum n ... more
0 votes Share Flag Fri Apr 3, 2015 Foreclosure in 90815
John and Jam…, Real Estate Pro in Long Beach, CA
John and Jamee Lindberg answered:
My partner and I are looking at homes in the Belmont Shores area. We are often in town at different
I suggest you hire the agent who you feel will offer you the best representation. You are not obligated to use an agent who simply showed you the home, especially If you feel another a ... more
0 votes Share Flag Fri Mar 20, 2015 Home Buying in Belmont Shore
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
How much in advance should I inquire about a rental?
I would say about one month in advance of when you need to move!

Best,

Jamie Tian
Rodeo Realty
(310) 717-1321
JamieTian@RodeoRE.com
www.JamieTian.com
BRE #01920120
0 votes Share Flag Mon Mar 2, 2015 Home Buying in Long Beach
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Why do you allow scammers to list properties on your site? RH
Hello Rich, you should flag any you find so they are removed. Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except ... more
0 votes Share Flag Sun Mar 1, 2015 Home Buying in 90814
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Looking for Los Angeles 203K Contractors
Hello VBVD, the 203k loan officer has a list of contractors for this program as they have to also be approved or verified to have contractors licenses. Yes this loan is only for owner o ... more
0 votes Share Flag Sun Mar 1, 2015 Home Buying in Long Beach
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