60446 : Advice

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Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
My husband and I make decent money and credit for both is between 600-640 is this enought to purchase a home.
I lend down to a 530 middle credit score, so as long as you meet the required income, assets, employment etc. I should be able to qualify you with a 600-640 middle score.

Let's discu ... more
0 votes Share Flag Tue May 20, 2014 Home Buying in 60446
Ashley Pimen…, Real Estate Pro in Illinois
Ashley Pimentel answered:
I foreslose my house 4 years ago do you think I still have a chance to buy a house.If I have a co-signee how many % is my chance.
Possibly, the other things that are considered during qualification are income, liabilities, assets and overall creditworthiness. I work with over 40 different lenders to provide my cli ... more
0 votes Share Flag Mon Jan 6, 2014 Home Buying in 60446
Fred Herman, Real Estate Pro in Staten Island, NY
Fred Herman answered:
IM SELLING MY HOUSE ON MY OWN iM ASKING 245,OOO WHAT WILL BE THE MY FINAL PAYMENT AFTER CLOSING COSTS AND ALL WHAT CAN I EXPECT BUYERS HAVE AGEN
surely you understand the it's not what you pay in commission that's important, it's what you net.

if you save a 5% commission but sell for 7% to 10% less than if the property was li ... more
0 votes Share Flag Fri Jun 7, 2013 Home Selling in 60446
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Im asking 245,000 for my house when all is said and done how much can I expect to end up with
Bab,
What you end up with can be greatly influenced by which buyer you select.
After a thorough price beat down, you may fall pray to the banks Fiat appraisal.
Your real estate profe ... more
0 votes Share Flag Fri Jun 7, 2013 Home Selling in 60446
Snowprincess…, Home Buyer in Romeoville, IL
Snowprincess69 answered:
Why does the middle score have to be 620 to buy a home when 1 0f your scores is 650?
Typo.I need to know if a $5,000 in Medical bills stop me from buying a home.I'm making payment arrangements. I've paid of $650 of the $5,500 and paid all credit calls down to bal of $25 ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 60446
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
You should this stop me . I'm making payment arrangements
see my answer under your other question...
Good Luck to you
Good Luck to you

Sincerely yours,
Edith YourRealtor4Life & Chicago, North Shore & Northern Illinois Expert
Working alw ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in 60446
EdithJasser…, Real Estate Pro in 60093
EdithJasser YourRealtor4Life answered:
Why do medical bills count. My exhusband was to pay a medical bill $5,000 .i have now just found out about this bill dose this stop my home buying and
The lenders look at your income, your credit score, and all your responsibilities (debts) outstanding college bills, credit card bills, and yes medical bills you still owe etc. etc., th ... more
0 votes Share Flag Thu Mar 14, 2013 Home Buying in 60446
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-230-7303 answered:
Can I cancel a listing agreement. How long must I wait before our house can be sold to an individual?
If the individual saw it during the listing term then there should be a paragraph in you listing agreement that answers your question. Otherwise, for any new prospects, they should not ... more
0 votes Share Flag Sat Mar 9, 2013 Home Buying in 60446
MD, Home Buyer in Illinois
MD answered:
I'm currently into my second extension with 8/10 for financing and 8/14 to close. Is there a possibility that there will be a third extension.?
I have my preapproval everything has been accepted, seller had the BPO, inspection has been done and insurance is ready to go.
0 votes Share Flag Wed Aug 8, 2012 Home Buying in 60446
Debi Shapiro…, Real Estate Pro in Lockport, IL
Debi Shapiro and Kellie Henry answered:
There is a property at740 Hillcrest Romeoville. It is For sale?
Unfortunately, this home is not currently on the market, but there are 40 other properties in the subdivision that are available and they range in price from $32,800 to $220,000.

If ... more
0 votes Share Flag Sat Jun 23, 2012 Home Buying in 60446
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
What is a good negotiating price for a home that has been sitting empty for about a year and it is not livable needs minimum $25K in work?
There are too many factors in negotiating a price to provide any information with no information. The best advice I have is find out what market value for the home is now and when the ... more
0 votes Share Flag Fri Mar 30, 2012 Home Buying in 60446
Debi Shapiro…, Real Estate Pro in Lockport, IL
Debi Shapiro and Kellie Henry answered:
There is a property at 509 montrose in Romeoville. It is For sale. Could it be a Rent W/ option for 1 year.?
This property is currently available for $52,500, but is not available for a lease with option scenario as it is a short sale. Typically, short sales are not available for lease.

Are ... more
0 votes Share Flag Thu Feb 2, 2012 Financing in 60446
Pat Glenn, Real Estate Pro in Florida
Pat Glenn answered:
After how long of being on the market does Freddie Mac issue a price reduction??
It is supposed to be 21 days, and you have to show that the comps are more than 20% less than the price they told you to list it at. However, we just got a response on one where the neg ... more
0 votes Share Flag Fri Dec 9, 2011 Home Buying in 60446
Shahzana Ripp, Real Estate Pro in Plainfield, IL
Shahzana Ripp answered:
Offer was accepted on a Fdie Mac listing, the listing now says Active Contingent, what is the average time for the listing to change to sale pending?
Pending is once all the contingencies are satisfied like the attorney modification, inspections , financing etc .
0 votes Share Flag Mon Nov 7, 2011 Home Buying in 60446
Christopher…, Real Estate Pro in 10591
Christopher Pagli - ABR, GREEN answered:
why would a Freddie Mac house get taken off the market, it has not sold, the listing just says off market?
it probbly means the bank is looking to go another route with the listing. They will most likely hire another agent or liquidation company since the banks aren't in real estate.
... more
0 votes Share Flag Sat Oct 15, 2011 Home Buying in 60446
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
I countered a Freddic Mac counter and havent heard back from them, this was 10 days ago! Is this common?
I agree. Unfortunately sometimes if you haven't heard anything it means they may be working with another offer. No one contacts the nonaccepted offer.it is the job of your agent ... more
0 votes Share Flag Fri Sep 2, 2011 Home Buying in 60446
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
Why is the price of Freddie Mac homes way overpriced? And they want another bail out....I dont get it, why arent they selling these homes?
Actually, I have found the opposite. These homes offer warranties and/or closing costs and are the fastest closing of any distressed properties. They don't pull any fast ones wit ... more
0 votes Share Flag Tue Aug 23, 2011 Home Buying in 60446
Attorney Ranj…, Real Estate Pro in Chicago, IL
Attorney Ranj Mohip answered:
How do I cancel a listing agreement/contract in Illinois. I have people knocking at my door saying they call both numbers and he does not answer.
All listing agreements lay out the obligations of the Seller and the Listing Agent. If you think the Listing Agent is not adhering to the listing agreement, contact the agent and the a ... more
2 votes Share Flag Mon Jul 18, 2011 How To... in 60446
Debbie, Other/Just Looking in 60445
Debbie asked:
I am looking to buy in Will County but I am unfamiliar with the area west of the river. I found a property in Marquette Estates that looks promising. I'm wondering what is the best way to check out the area? In the past, I've taken a drive through the neighborhood on a weekend to see what was going on. Any other suggestions?
0 votes Share Flag Sun Feb 6, 2011 General Area in 60446
Kathleen Lor…, Real Estate Pro in Brainerd, MN
Kathleen Lordbock answered:
if a home is on the market for 245,000 how much should my offer be?
Work with a REALTOR - they can pull information , research, negotiate and have the insurance to back their actions up. Working on your own just is not the same. In most cases the seller ... more
0 votes Share Flag Wed Mar 3, 2010 Home Buying in 60446
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