Home Buying in Livermore : Advice

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Mike Sears, Real Estate Pro in San Ramon, CA
Mike Sears answered:
are there any new developments worth looking at in Livermore? Moving to the East Bay area and just feeling out my options
Hi John,

There are several new developments in the Livermore area. Builders such as Shea, Standard Pacific, Taylor Morrison and Lafferty all have developments here. They range from c ... more
0 votes Share Flag Fri Jul 25, 2014 Home Buying in Livermore
Bart Gabe, Real Estate Pro in California
Bart Gabe answered:
I have a 615 median FICO score. I am looking to get a VA home loan in the 400.000.00 range. Need some help. Debt to income ratio is really good.
On VA I loan down to a 530 middle score. As long as you meet the other other guidelines you should be OK with a 615 middle credit.

Let's discuss your VA loan scenario in more detail. ... more
0 votes Share Flag Wed May 14, 2014 Home Buying in 94551
Darren Smith, Real Estate Pro in 92630
Darren Smith answered:
I purchased a bank owned property that is occupied. Does the bank evict people living there?
Have you closed escrow, and the former owners or tenants are still occupying the property?
If not, then refuse to close escrow until the property is vacant.
If so, and you agreed to p ... more
0 votes Share Flag Sat Apr 26, 2014 Foreclosure in Livermore
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Is this property still available?
Can you please paste here the property address?
0 votes Share Flag Tue Apr 22, 2014 Home Buying in Livermore
Keith L. Bos…, Real Estate Pro in San Mateo, CA
Keith L. Bosworth answered:
We are interested in hearing more about this house. We want to try to buy a home this summer.
Hello Timothy,

There is no link to the house that you are interested in. I would be more than happy to provide you with any information if you provide the link to the home or an add ... more
0 votes Share Flag Thu Apr 3, 2014 Foreclosure in Livermore
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
what is the best way to go about finding foreclosed homes in Livermore?
Hi,

It depends what you're referring to. If a foreclosed homes comes in the market it comes as an REO( bank owned) property. The sale is treated almost like a regular sale where you ... more
0 votes Share Flag Mon Feb 24, 2014 Home Buying in Livermore
HelpUBuy Ame…, Real Estate Pro in Frisco, TX
HelpUBuy America answered:
Is "Rent to Own" a legitimate company. I have heard lease option is not a good idea in general
It's a horrible, horrible, horrible idea for the buyer. Awful. I strongly recommend that your rent until you can buy a home with a traditional mortgage.

When you want to buy a home ... more
0 votes Share Flag Sat Dec 28, 2013 Home Buying in Livermore
Dana Lindberg, Both Buyer and Seller in Phoenix, AZ
Dana Lindberg answered:
what banks in the area offer FHA 203k loans?
203k is a very good program however, getting it is not the easiest process. You have to team up with a great lender who is knowledgeable about it. A good team on your side shortens the ... more
0 votes Share Flag Sun Oct 20, 2013 Home Buying in Livermore
Matthew Smith, Real Estate Pro in San Leandro, CA
Matthew Smith answered:
Better areas than others
The question is what are you trying to avoid? Paying too much? No one can make you do do that! However, it is illegal for a real estate agent to characterize any particular area as "bad ... more
0 votes Share Flag Sun Sep 15, 2013 Home Buying in Livermore
Fabian Moreno, Real Estate Pro in Pleasanton, CA
Fabian Moreno answered:
Is ~$300/sq ft a reasonable amount in Livermore in this market today ?
Yes... and even more. Reasonable doesn't exist in this market. You have to play to gain.
0 votes Share Flag Wed Aug 7, 2013 Home Buying in Livermore
Fabian Moreno, Real Estate Pro in Pleasanton, CA
Fabian Moreno answered:
How exactly can foreclosures and short sales and low priced sales contribute to my negotiation tactics when making an offer ?
Kevin,

I'm a Livermore agent. The supply/demand realities are the name of the game. How bad do you want the house? Unfortunately the "Conservative" and right way to purchase the hous ... more
0 votes Share Flag Wed Aug 7, 2013 Home Buying in Livermore
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Looking for a home
Hi 7sedm7,

I gave Ivy a "Thumbs-up" for suggesting a Pre-Approval; I believe it to be the first and most important step in the process of buying a home.

There are three levels of ... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in Livermore
Michael Tess…, Real Estate Pro in Pleasanton, CA
Michael Tessaro, REALTOR answered:
If it says on FHA addendum under # 2 C $5,000 How does that work that seller pays that? When buyer is taking mtg out for $150k?
Many times when your purchase using FHA financing the lender adds the MI premium to the loan amount so sometimes the loan is for the purchase price or more even though you have put 3.5% ... more
0 votes Share Flag Mon Jul 8, 2013 Home Buying in 94550
Michael Tess…, Real Estate Pro in Pleasanton, CA
Michael Tessaro, REALTOR answered:
purchase price is $159k and the down payment is $5,565, would under #1 of Appraised Value on FHA Addendum be $153,435 since it says exclude close fee
The appraised value needs to be the final agreed upon sales price in this case $159,000
0 votes Share Flag Mon Jul 8, 2013 Home Buying in 94550
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
How do you purchase foreclose properties?
If you are looking for a "foreclosure", then the answers below are good. If, however, you are looking for an REO, then this may be helpful:

How To Buy An REO – Top 17 Questio ... more
0 votes Share Flag Sun Jun 30, 2013 Home Buying in Livermore
Ivy LoGerfo, Real Estate Pro in Livermore, CA
Ivy LoGerfo answered:
How many homes imLivermore have an ADU, or in law home on the same property? Are they hard to resale?
That is a tough question as there is not a chart with the answer on how many homes would fit this criteria. However, these homes are in great demand and they would be very easy to resel ... more
0 votes Share Flag Sun May 26, 2013 Home Buying in Livermore
jayileeesq, Real Estate Pro in Charlotte, NC
jayileeesq answered:
How to remove HOA lien on the property against previous owner? Collection said no law required them to release a extinguished lien. Is this true?
Validly Recorded HOA leins will not be wiped out by turstee sale. You can check with the title co.

Jay
0 votes Share Flag Thu May 23, 2013 Foreclosure in 94551
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Appraised value lower than purchase price. Issue with FHA? FNMA?
If you're buying using an FHA/VA mortgage then you and the seller signed a specific FHA addendum specifiying that the property must appraise to full asking price. Since it did not there ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 94550
Kamy, Home Buyer in
Kamy answered:
Any idea why are the Ivy at Montage by shea homes priced comparatively lesser than the Magnolia place by Standard pacific?
Hi there,

Being north of the freeway, there are no goods/services or schools within walking distance of Montage, with the exception of Costco just a few streets down. (Although I wou ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Livermore
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