Hi Christina. My name is Monika Williford and I'm with Sibcy Cline, the Monroe/Middletown office. I know that Middletown can be a tough market to move homes in, but they are moving. I checked out your listing online and the home looks very nice. I might suggest that price wise, $118,000 is a little high for a home in Middletown w/o a basement. I've been showing buyers in this area with and without basements, and the w/o they are going for around $100-$110,000.
Unfortunately, there's nothing you can do about not having a basement, but updating appliances, keeping the home clean and making sure your curb appeal stands out could all be good ways to entice the right buyer. I hope I helped. Hopefully your realtor will be able to help you out in this arena as well.
Sibcy Cline Realtors
Hi Wanda/Todd! Looks like this went pending back in December of 2011. However, this can by typical given the fact that it's a short sale and depending on who the sellers lender is, could take months to get an answer.
I have extensive knowledge in short sales, so if you're interested in learning more about that process, or just have a question in general about buying a home, please give me a call and I'll be happy to assist you.
Sibcy Cline Realtors... more
Faye how bad is your credit? Some people that have what they think is bad credit qualify for a home loan. The bigger issue is getting a loan on a forclosed home as most "deals" are in poor condition and need to be purchased with a FHA 203(k) rehab loan. It would help to be preapproved by a lender that offers the 203(k) product as you can always go to a traditional 203(b) if you do not have to do a rehab to make the property habitable.
You can contact me if you want as I have lived in Liberty Township 19 years and have helped quite a few people people purchase their new home using a rehab loan.... more