Since every state does, I'm sure South Carolina has a department of real estate website. If not a website, then certainly a phone number. You get agent information about licensing from the source - "not" (never, never, never) from the internet!
Crime areas? Contact the local police department. They will either provide the stats by phone or direct you to "their" website.
You are smart to be vigilant! "Undercover agent?" - - Quite funny!
Yes. Purchasing with an FHA loan only requires 3.5 %, some conventional loans are only 5%. Be aware that you will be paying PMI since you are not putting 20% down. As always, the best way to learn your options is to speak with a lender. There is no obligation to purchase anything just by speaking with the lender and learning about the lending process.... more
Yes, as long you're looking to buy a primary residence.
FHA only requires a 3.5% down payment and a conventional loan can be done with anywhere from 3 to 5% down.
Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.
Please feel free to contact me for more information or help.
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Rent to owns are usually scams so avoid them at all cost. I have actually been approached by a seller asking me to bring in people to "rent to own" his house and he made it clear to me that he would not want to go thru a regular closing since he wanted it to easy to kick them out on the street once he had enough "rent" from them.... more
I am sure that there are home's in South Carolina with basements. If you are looking for a home with a basement surely there are options for you. However if there is not a home with a basement that you like than you could always look into building a basement yourself. http://harmancontracting.com.au/basement-living/... more
I don't recommend trying trustee deed sales for 1st time home buyers. Not a easy process in any state. I recommend using a Realtor to search out the areas you want and if your looking for fixer uppers then bank owned properties are still a good deal and alot easier to purchase.... more
The timeframe depends greatly on the lender or lenders involved, the sellers paperwork correctly filled out, and the inner workings of the lender. Without knowing any of this we can't really give you much advice besides, make sure your agent stays on top of the other side.
Generally, price per square foot is only relevant on newer homes, if you are purchasing an older home, it's best to have your agent do a Market Analysis to compare similar type homes that you are interested in.... more
If you are going to be selling a house, you might check with the realtor you will be using for the sale of your home to help you connect with a realtor where you are planning on moving to. Your agent can help you find a realtor to work with, as well as helping you coordinate the timing of your move so that you will have a smooth transistion.... more
If you want to keep it rented with quality renters I would recommend going with an established Property Management Company with a good reputation. A large percentage of quality renters go to these companies as well because they know they will have quality rentals to lease.... more