It depends on a couple of things.
1) Your credit score
2) Whether or not you want to pay points.
3) Your lender
With that being said, here is what your payment c ... more
For the purposes of mortgage lending it is condiered the same as a foreclosure. Two years minimum. I have seen portfolio lenders do it less than 6 months after but only bec ... more
Do the payments include taxes, insurance and mortgage insurance?
What is the interest rate?
You should know that you're not alone. As a REALTOR & buyer speciaist in this area, I have worked with local mortgage professionals to help buyers in your ... more
I wish I could give you an answer to this as I feel your pain. But, you will need to wait and see what your Mortgage Advisor tells you. It does not make any sense t ... more