Financing in Lebanon : Advice

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
My husband passed away. My name is on deed, I pay mortgage, can I claim interest on taxes?
For accurate information consult with your tax professional and or attorney....
0 votes Share Flag Tue Sep 24, 2013 Financing in Lebanon
Ronaldlucant…, Home Buyer in United Central, Saint...
Ronaldlucantetrulia answered:
name on the deed but, not on the mortgage
Its an important question.You should get answer from any reliable reverse mortgage company. I have a reverse mortgage which name is reverse mortgage lenders direct. They are very helpfu ... more
0 votes Share Flag Wed Jul 3, 2013 Financing in Lebanon
Marvin Von R…, Real Estate Pro in Tigard, OR
Marvin Von Renchler answered:
We have been paying the "mortage" on a home we bought with only a verbal agreement. We need the house in our name, but don't quality
As others said, you didnt buy it. I assujme it has a current mortgage and you bare paying it. How? To the 'seller' who sends the regular payment to the lender? Directly? Is wh ... more
0 votes Share Flag Thu Mar 1, 2012 Financing in Lebanon
Lana Lavenba…, Real Estate Pro in Grants Pass, OR
Lana Lavenbarg answered:
my brother wants to put me on the deed to his house what are the laws if he dies and there is a mortgage
It is good on one hand because then the house wouldnt revert back to the state - it would go to you. On the other hand, if there is a mortgage, you would then be responsible to pay it ... more
0 votes Share Flag Sun Feb 26, 2012 Financing in Lebanon
Kevin McLaug…, Real Estate Pro in Murrieta, CA
Kevin McLaughlin answered:
if my name is on the deed and not on the mortgage and the property is foreclosed upon, does this affect my credit ?
Only if reported to the CRA's in your name. In most cases, since you are not on the mortgage, it will not show up on your credit report -
2 votes Share Flag Sat Feb 11, 2012 Financing in Lebanon
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
What is the difference between the Trust Deed and the other type of deed? If i am on the deed and not the mortgage, what kind of deed am i on?
Deeds transfer interest in real estate. The deed you received from the seller gave you their interest in the property - ownership, essentially.

A Trust Deed is a security instrument, ... more
0 votes Share Flag Thu Jan 19, 2012 Financing in Lebanon
Lisa Wetzel &…, Real Estate Pro in Gardnerville, NV
Lisa Wetzel & Jim Valentine answered:
I am on the mortgage w/partner who is not on the deed only me. I am not on the note. bank will not talk to me because i'm not o the note being
Annette is right ... call a manager!

Lisa Wetzel
RE/MAX Realty Affiliates
Gardnerville, Nevada 89410
775-781-5472
0 votes Share Flag Tue Jan 10, 2012 Financing in Lebanon
Randy Plaice, Real Estate Pro in 91354
Randy Plaice answered:
My house is in foreclosure but my partner at the time of purchase is the only signor on the note. I am on the mortgage and on deed am I responsible?
If you're not on the loan, it's not your debt or liability per my understanding.
0 votes Share Flag Sat Jan 7, 2012 Financing in Lebanon
Dave Sutton,…, Real Estate Pro in Portland, OR
Dave Sutton, Windermere, Portland answered:
Should the deed names match the mortgage names? My husband works, I don't due to illness, we'd get mortgage life ins, but should there be a
There's a link to a title company's brief description of the four ways to hold title in Oregon in my blog post at http://bit.ly/xN1qO2
0 votes Share Flag Fri Jan 6, 2012 Financing in Lebanon
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
My mother is refinancing her home and she wants to put mine and my husbands name on the deed and her name is on the loan. What are the pros and Cons?
Check with an attorney.

I'm not one, so I'm not offering legal advice. However:

Pros: None. None at all.

Cons: Lots. First, you absolutely don't want to be on th ... more
0 votes Share Flag Mon Dec 19, 2011 Financing in Lebanon
Dave Sutton,…, Real Estate Pro in Portland, OR
Dave Sutton, Windermere, Portland answered:
name on deed not on mor gage of brotherinlaw he died was devorced from my sister but she still lives their the mortgage it 40k Im not on it
I'll make it three out of four (so far) that you need to speak with an attorney who specializes in real estate. If you can't find one let me know and I will give you some nam ... more
0 votes Share Flag Sat Oct 22, 2011 Financing in Lebanon
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