Financing in Lawrenceville : Advice

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John Hutson, Real Estate Pro in Lawrenceville, GA
John Hutson answered:
My husband is planning to short sale his house. Is it possible for me to buy a new home under my name?
The answer involves a in depth conversation with a Real Estate professional, Please contact me at 4046430356 or email at jhhutson@gmail.com
0 votes Share Flag Wed Mar 25, 2015 Financing in 30043
James Payne, Real Estate Pro in 30189
James Payne answered:
getting divorced soon want to buy a house now will my husband be able to take my house during the divorce if i purchase now been separated for4 years
This is a question for your divorce attorney. The biggest issue is the money you would be using for a down payment may be considered joint funds. Also, the lender may not allow a loan ... more
0 votes Share Flag Sun Jan 4, 2015 Financing in 30043
Cottell Coop…, Real Estate Pro in 30044
Cottell Cooper answered:
I'm looking to buy a home worth $70k. I have 40% down payment. My credit score is about580. My annual income in $45000
Hello New Home Buyer,

I am a full time real estate agent that researches and markets local homes in your area. I work with ALL transaction big or small and provide the same service i ... more
0 votes Share Flag Tue Dec 16, 2014 Financing in 30043
Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
do i have to wait two years after bankruptcy to buy a home or are there lenders who will give me a loan before then?
You don't have to wait for 2 years. Some private lenders are very flexible with their requirements. Check if you qualify for a mortgage. Try www.whywaitbuytoday.com
0 votes Share Flag Sun Aug 25, 2013 Financing in Lawrenceville
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
can i get a loan with tax id?
No, a Social Security Number is required for a mortgage.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: ... more
0 votes Share Flag Mon Dec 3, 2012 Financing in Lawrenceville
Rick Payne, Real Estate Pro in Johns Creek, GA
Rick Payne answered:
Need lender help.understand credit score
Hi Luz Rogel,

I work with several Mortgage Lenders that would be able to guide through the process of improving your credit score. You can contact me at 678-427-5512 or email me at r ... more
0 votes Share Flag Thu Aug 30, 2012 Financing in Lawrenceville
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
Is it possible for us to get a loan as low income but with decent credit?
My apology for thinking inside the box. With your score and 5% down, you may also want to consider Freddie Mac loans. Freddie allows up to 50% of your gross income AND the mortgage insu ... more
0 votes Share Flag Sat Jul 7, 2012 Financing in 30046
Bob Modesitt, Home Seller in Lawrenceville, GA
Bob Modesitt answered:
We are looking to buy a house between 80,000-120,000 and have a credit score of 550...is it possible to get approved for a VA home loan.?
Not too sure about the 550 for VA but I have a program that is not based on a "credit score." Please call me at (864) 546-0137 so I can explain.
0 votes Share Flag Sat Jul 7, 2012 Financing in 30046
Sonja  Tani, Real Estate Pro in Snellville, GA
Sonja Tani answered:
Does anyone know of any banks or lenders that still do mortgage loans for foreign nationals ?
Hi Bobby,

Your best bet is to contact a Private Lender. Foreign National financing can be tricky. If you are looking for a home to live in, you will need a lender who is licensed i ... more
0 votes Share Flag Mon Mar 12, 2012 Financing in Lawrenceville
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
how much % of with down payment it is possible to got loan with just started credit score(not bad credit)?
Katie is correct, those two programs are the best of the 'standard' programs to minimize your down payment. For a HUD home, you'll need to place a full price offer to ge ... more
1 vote Share Flag Wed Dec 14, 2011 Financing in Lawrenceville
Shawn Rosa, Real Estate Pro in Belleville, NJ
Shawn Rosa answered:
if you are not sure if the home has modification and need to be owner financied which one has to be first if either.
question does not really make sense. please repost and try to be a little more clear so that we can help
0 votes Share Flag Wed Dec 14, 2011 Financing in Lawrenceville
Shawn Rosa, Real Estate Pro in Belleville, NJ
Shawn Rosa answered:
When do you pay for your appraisal?
up front. most appraisers wont conduct the appraisal without being paid first. appraisal will be ordered when you apply for a mortgage after the contract is finalized
0 votes Share Flag Wed Dec 14, 2011 Financing in Lawrenceville
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